Schenectady County and Schenectady City property record for 1245 4th Ave, Schenectady, NY 12303
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,103 sqft · built 1920 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Mar 2021) |
| Tax Bill | $2,819 (2026) |
| Deeds & Mortgages | Jan 2024 Transfer Mar 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.54-2-11 |
| Primary APN | 421500 49.54-2-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,103 sqft Total Area |
| 1st Floor Area | 1,183 sqft |
| 2nd Floor Area | 920 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 224 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 292 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1245 4TH AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1617 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 11.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21400 |
1245 4th Ave, a duplex, is owned and occupied by two individuals who acquired it in December 2023.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1245 4TH AVE, SCHENECTADY, NY 12303-1617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2024 | Intrafamily Transfer, Transfer |
| Mar 23, 2022 | Intrafamily Transfer, Transfer |
| Aug 30, 2018 | Deed, Transfer · FHA Mortgage SUNMARK FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2021 · Amount on File |
| Deed Sale | Mar 3, 2021 · Amount on File |
| Prior Sale | Aug 30, 2018 · Amount on File |
| Deed Document Number | 20218343 |
| Deed Book / Page | 2053 / 379 |
| Last Transfer Date | Dec 28, 2023 |
| Transfer Doc | 0000005606 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 25, 2024 |
| Property Address | 1245 4TH AVE, SCHENECTADY, NY 12303-1617 |
| Document Number | 0000005606 |
| Book / Page | 2124 / 259 |
| Instrument Date | Dec 28, 2023 |
| Instrument | 202405606 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1245 4TH AVE, SCHENECTADY, NY 12303-1617 |
| Name | Verified Name |
|---|---|
| Address | 1245 4TH AVE, SCHENECTADY, NY 12303-1617 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 23, 2022 |
| Property Address | 1245 4TH AVE, SCHENECTADY, NY 12303-1617 |
| Document Number | 0000015060 |
| Book / Page | 2081 / 201 |
| Map Reference | MAP 3 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 202215060 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1245 4TH AVE, SCHENECTADY, NY 12303-1617 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 30, 2018 |
| Property Address | 1245 4TH AVE, SCHENECTADY, NY 12303-1617 |
| Document Number | 0000038946 |
| Book / Page | 1994 / 836 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 201838946 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $306.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1245 4TH AVE, 1245, SCHENECTADY, NY 12303-1617 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1257 4TH AVE, SCHENECTADY, NY 12303-1617 |
| Document Number | 0000038947 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 201838947 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2026 property tax bill for 1245 4th Ave was $2,819 with exemptions applied, down 38.7% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,819.00 (-38.66%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,596.00 | $68,000 Land $10,200 Building $57,800 | $112,601 Land $16,890 Building $95,711 |
| 2023 | $68,000 (-) Land $10,200 Building $57,800 | $86,076 (+3.8%) Land $12,911 Building $73,165 | |
| 2022 | $68,000 Land $10,200 Building $57,800 | $82,927 Land $12,439 Building $70,488 | |
| 2021 | $4,200.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1245 4th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1245 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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