Pasco County property record for 12448 White Bluff Rd, Hudson, FL 34669
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,382 sqft · built 2006 |
| Lot Size | 0.163 acres (7,102 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $319,900 (Aug 2022) |
| Tax Bill | $3,030 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-25-17-0070-00000-1780 |
| Primary APN | 03-25-17-0070-00000-1780 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,382 sqft Living Area |
| Gross Area | 1,939 sqft |
| 1st Floor Area | 1,382 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,102 sqft (0.163 acres) |
| Garage Area | 399 sqft |
| Driveway | Driveway |
| Driveway Area | 405 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 158 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1209705 |
|---|---|
| Street Address | 12448 WHITE BLUFF RD |
| City | HUDSON |
| State | FL |
| Zip | 34669-5016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | VERANDAHS PB 56 PG 064 LOT 178 |
| Legal Range | 17E |
| Legal Township | 25S |
| Legal Section | 03 |
| Legal Subdivision | VERANDAHS |
| Legal Tract | 70 |
| Legal Lot Number | 178 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 31208 |
Source: Pasco County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12448 WHITE BLUFF RD, HUDSON, FL 34669-5016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 2, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2022 · Amount on Record |
| Deed Sale | Aug 1, 2022 · Amount on Record |
| Prior Sale | Dec 2, 2019 · Amount on Record |
| Deed Document Number | 2022169866 |
| Deed Book / Page | 10664 / 704 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Aug 1, 2022 |
| Property Address | 12448 WHITE BLUFF RD, HUDSON, FL 34669-5016 |
| Document Number | 0106640704 |
| Book / Page | 10664 / 704 |
| Map Reference | MB 56 PG 64-115 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 2022169866 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,239.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 579 COMMODORE AVE NW, 579, PALM BAY, FL 32907-1718 |
| Name | Verified Name |
|---|---|
| Address | 12448 WHITE BLUFF RD, HUDSON, FL 34669-5016 |
| Document Number | 0010664706 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 10664/706 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Dec 2, 2019 |
| Property Address | 12448 WHITE BLUFF RD, HUDSON, FL 34669-5016 |
| Document Number | 0100150865 |
| Book / Page | 10015 / 0865 |
| Map Reference | MB 56 PG 64-115 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 2019204397 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | SEMINOLE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,176.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12448 WHITE BLUFF RD, HUDSON, FL 34669-5016 |
| Document Number | 0100150869 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 10015/0869 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,030.00 (+7.6%) Homeowner's exemption | $106,830 (+7.34%) Land $55,888 Building $50,942 | $239,649 (-1.89%) Land $55,888 Building $183,761 |
| 2023 | $2,816.00 (-16.91%) Additional exemption filed | $99,529 (-29.78%) Land $40,678 Building $58,851 | $244,259 (+27.61%) Land $40,678 Building $203,581 |
| 2022 | $3,389.00 | $141,730 Land $33,983 Building $107,747 | $191,407 Land $33,983 Building $157,424 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures