12448 Cardinal Dr, Tustin, CA 92782 Property Records

Orange County property record for 12448 Cardinal Dr, Tustin, CA 92782

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,740 sqft · built 1995
Owner	2 Individual Names on Record
Last Sale	$1,205,000 (Sep 2022)
Tax Bill	$13,485 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`938-225-39`

Property Details

APN / Parcel Number

Primary APN	`938-225-39`
Alternative APN	`501-221-65`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,740 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12448 CARDINAL DR
City	TUSTIN
State	CA
Zip	92782-1189
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 14784 BLK LOT 14 UN 137 TRACT 14784, LOT 14 OF PROJECT 938-22 LOCATED ON
Legal Subdivision	VALENCIA
Legal Tract	14784
Legal Lot Number	14
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2015
Census Tract	75607

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12448 CARDINAL DR, TUSTIN, CA 92782-1189
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Grant Deed, Transfer · Conventional Mortgage NEW WAVE LENDING GROUP INC
Sep 22, 2021	Intrafamily Transfer, Transfer
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Prior Sale	Aug 24, 2004 · Amount on Record
Deed Document Number	2022311483
Prior Transfer Date	Sep 22, 2021
Prior Transfer Doc	0000589000
Record Updated	Oct 29, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 20, 2022
Property Address	12448 CARDINAL DR, TUSTIN, CA 92782-1189
Document Number	0000311483
Map Reference	MB 705 PG 47-50
Instrument Date	Sep 1, 2022
Instrument	2022000311483
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12448 CARDINAL DR, TUSTIN, CA 92782-1189

Mortgage

Document Number	0000311484
Date	Sep 20, 2022
Instrument	2022000311484

Lender

Name	NEW WAVE LENDING GROUP INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Sep 22, 2021
Property Address	12448 CARDINAL DR, TUSTIN, CA 92782-1189
Document Number	0000589000
Map Reference	MB 705 PG 47-50
Instrument Date	Sep 22, 2021
Instrument	2021000589000
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	12448 CARDINAL DR, TUSTIN, CA 92782-1189

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	12448 CARDINAL DR, TUSTIN, CA 92782-1189
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12448 CARDINAL DR, TUSTIN, CA 92782-1189

Mortgage

Document Number	0000016435
Date	Jan 8, 2021
Instrument	2021000016435

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Tustin City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,278,755 (+2%) Land $1,034,920 Building $243,835
2025	$13,485.00 (+7.23%) Homeowner's exemption	$1,253,682 (+4.04%) Land $1,014,628 Building $239,054
2023	$12,576.00 (+25.07%) Homeowner's exemption	$1,205,000 Land $975,228 Building $229,772
2022	$10,055.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 500
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Cityside Fiber, Verizon.

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