12446 S Union Ave, Chicago, IL 60628 Property Records

Cook County property record for 12446 S Union Ave, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,238 sqft · built 1954
Lot Size	0.071 acres (3,075 sqft)
Owner	Individual Name on File
Last Sale	$44,000 (Mar 2014)
Tax Bill	$928 (2024)
Deeds & Mortgages	Jun 2017 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-28-309-039`

Property Details

APN / Parcel Number

Primary APN	`25-28-309-039`
Alternative APN	`25-28-309-039-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,238 sqft Living Area
1st Floor Area	1,238 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1956
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,075 sqft (0.071 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	12446 S UNION AVE
City	CHICAGO
State	IL
Zip	60628-7039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Range	14E
Legal Township	37N
Legal Section	28
Legal Subdivision	WEST PULLMAN ADD 02
Legal Block	6
Legal Lot Number	19,20
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2036
Census Tract	530503

Owner

12446 S Union Ave is owned and occupied by an individual who bought it in March 2014.

Source: Cook County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	12446 S UNION AVE, CHICAGO, IL 60628-7039
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2017	Deed of Trust, Mortgage · FHA Mortgage REVERSE MTG FNDG
Jun 22, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2014 · Amount on File
Deed Sale	Mar 10, 2014 · Amount on File
Prior Sale	Oct 1, 2013 · Amount on File
Deed Document Number	201439019
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	12446 S UNION AVE, CHICAGO, IL 60628-7039
Document Number	1718447210
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12446 S UNION AVE CHICAGO IL 606287039, CHICAGO, IL 60628-7039

Mortgage

Document Number	1718447210
Date	Jul 3, 2017
Instrument	18447210

Lender

Name	REVERSE MTG FNDG
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	4.35%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	12446 S UNION AVE, CHICAGO, IL 60628-7039
Document Number	1718447211
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12446 S UNION AVE CHICAGO IL 606287039, CHICAGO, IL 60628-7039

Mortgage

Document Number	1718447211
Date	Jul 3, 2017
Instrument	18447211

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	4.35%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,576 Land $1,845 Building $5,731	$75,760 Land $18,450 Building $57,310
2024	$928.00 (+9.69%)
2023	$846.00 (+2.55%)
2022	$825.00 (+2.36%)	$4,000 (-) Land $1,230 Building $2,770	$40,000 (-) Land $12,300 Building $27,700
2021	$806.00	$4,000 Land $1,230 Building $2,770	$40,000 Land $12,300 Building $27,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12446 S Union Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12446 S Union Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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