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12446 Montego St, Spring Hill, FL 34609 Property Records

Hernando County property record for 12446 Montego St, Spring Hill, FL 34609

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,106 sqft · built 1990
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on Record
Tax Bill$1,398 (2025)
Deeds & MortgagesOct 2022 Transfer
Flood ZoneZone X (minimal risk)
APNR32-323-17-5130-0875-0030

Property Details

APN / Parcel Number

Primary APNR32-323-17-5130-0875-0030
Alternative APNs
  • 00458882
  • 458882

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,106 sqft Living Area
Gross Area2,876 sqft
1st Floor Area2,106 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area312 sqft
PorchOpen Porch
Porch Area1,342 sqft
Deck Area264 sqft
Patio Area744 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00458882
Street Address12446 MONTEGO ST
CitySPRING HILL
StateFL
Zip34609-4271
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 13 BLK 875 LOT 3
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UNIT 13
Legal Block875
Legal Lot Number3
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group2
Census Block2011
Census Tract40907

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address12446 MONTEGO ST, SPRING HILL, FL 34609-4271
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 6, 2022
Transfer Doc0042281570
Record UpdatedJun 8, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHERNANDO FL
Recording DateOct 11, 2022
Property Address12446 MONTEGO ST, SPRING HILL, FL 34609-4271
Document Number0042281570
Book / Page4228 / 1570
Map ReferenceMB 8 PG 84-100
Instrument DateOct 6, 2022
Instrument2022074454
Transaction TypeTransfer
Record UpdatedNov 7, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12446 MONTEGO ST, 12446, SPRING HILL, FL 34609-4271

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,398.00 (+122.26%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$121,353 (+5.99%)$256,757 (-0.44%) Land $37,500 Building $219,257
2023$114,498 Land $114,498
2022$629.00$257,879 Land $32,000 Building $225,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35

May also be available: AT&T, T-Mobile, Verizon.

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