12445 Valpine Dr, Battle Creek, MI 49017 Property Records

Barry County property record for 12445 Valpine Dr, Battle Creek, MI 49017

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,260 sqft · built 1969
Lot Size0.287 acres (12,502 sqft)
OwnerCompany Name on Record
Tax Bill$1,710 (2025)
Deeds & MortgagesAug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN08-09-205-002-00

Property Details

APN / Parcel Number

Primary APN08-09-205-002-00
Alternative APN
  • 09-205-002-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,260 sqft Finished Area
1st Floor Area1,260 sqft
Basement Area1,260 sqft
Unfinished Basement1,260 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area12,502 sqft (0.287 acres)
Garage Area728 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address12445 VALPINE DR
CityBATTLE CREEK
StateMI
Zip49017-8767
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJOHNSTOWN TWP. VAL-PINE ACRES LOT 2
Legal SubdivisionVAL PINE ACRES
Legal Lot Number2
JurisdictionBARRY MI
Township / Civil DivisionJOHNSTOWN
Census Block Group3
Census Block3028
Census Tract10700

Owner

Source: Barry County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address12445 VALPINE DR, BATTLE CREEK, MI 49017-8767
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2018
Deed SaleAug 13, 2018
Deed Document Number20187797
Prior Transfer DateJul 25, 2018
Prior Transfer Doc7797
Record UpdatedOct 29, 2026

August 2018: Reverse Mortgage, Mortgage

Document TypeReverse Mortgage
JurisdictionBARRY MI
Recording DateAug 13, 2018
Property Address12445 VALPINE DR, BATTLE CREEK, MI 49017-8767
Document Number0813007797
Instrument DateJul 25, 2018
Instrument180813007797
Transaction TypeMortgage
Record UpdatedOct 1, 2018
Title CompanyFNC TITLE SERVICES

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12445 VALPINE DR BATTLE CREEK MI 490178767, BATTLE CREEK, MI 49017-8767

Mortgage

Document Number813007798
DateAug 13, 2018
Instrument180813007798
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term900 Months
DueAug 12, 2093
Interest
Rate TypeAdjustable Rate
Rate5.21%

Mortgage

Document Number813007799,
DateAug 13, 2018
Instrument180813007799
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term900 Months
DueAug 12, 2093
Interest
Rate TypeAdjustable Rate
Rate5.21%

Tax Assessment & Valuation

Source: Barry County assessment roll, as of July 10, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBarry County
County SubdivisionJohnstown Township
Unified School DistrictDelton-Kellogg School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$154,600 (+48.37%)$309,200 (+48.37%)
2025$1,710.00 (+7.55%) Homeowner's exemption$104,200$208,400
2024$1,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (2004–2018)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2018 · other causes
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20
MEI
DSL
25 / 3

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