12445 S Normal Ave, Chicago, IL 60628 Property Records

Cook County property record for 12445 S Normal Ave, Chicago, IL 60628

Property Summary

Property Type	Vacant Land
Lot Size	0.11 acres (492 sqft)
Owner	Company Name on Record
Tax Bill	$41 (2023)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`25-28-314-058`

Property Details

APN / Parcel Number

Primary APN	`25-28-314-058`
Alternative APN	`25-28-314-058-0000`

Exterior

Lot Area	492 sqft (0.11 acres)

Location & Zoning

Street Address	12445 S NORMAL AVE
City	CHICAGO
State	IL
Zip	60628-7119
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	RS-3
Legal Description	(HURD) & (ANDREWS) SUB OF LOTS 5 & 6 OF ANDREWS SUB O F EH OF SW & SE EX N 33FT OF LOT 5 FORMERLY DEDICATED FOR PT OF 124TH S
Legal Range	14E
Legal Township	37N
Legal Section	28
Legal Subdivision	HURD & ANDREWS
Legal Block	2
Legal Lot Number	5,6
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2016
Census Tract	530503

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	77 W JACKSON BLVD, CHICAGO, IL 60604-3511
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 16, 2019	Loan Modification, Mortgage TIAA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	12445 S NORMAL AVE, CHICAGO, IL 60628-7119
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12445 S NORMAL AVE, CHICAGO, IL 60628-7119

Mortgage

Document Number	0026301171
Date	Sep 20, 2022
Instrument	2226301171

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Aug 1, 2062

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	12445 S NORMAL AVE, CHICAGO, IL 60628-7119
Document Number	1933908499
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12445 S NORMAL AVE CHICAGO IL 606287119, CHICAGO, IL 60628-7119

Mortgage

Document Number	1933908499
Date	Dec 5, 2019
Instrument	33908499

Lender

Name	TIAA BANK
Address	JACKSONVILLE, FL 32202

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2049

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$295 (+50.51%) Land $295	$2,950 (+50.51%) Land $2,950
2023	$41.00 (+2.5%)
2022	$40.00 (+2.56%)	$196 (-) Land $196	$1,960 (-) Land $1,960
2021	$39.00	$196 Land $196	$1,960 Land $1,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 866 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile.

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