Palm Beach County property record for 12445 Rockledge Cir, Boca Raton, FL 33428
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,541 sqft · built 1996 |
| Lot Size | 0.282 acres (12,266 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,010,000 (Apr 2026) |
| Tax Bill | $7,554 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Apr 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-41-47-22-10-000-0040 |
| Primary APN | 00-41-47-22-10-000-0040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,541 sqft Living Area |
| Gross Area | 3,510 sqft |
| 1st Floor Area | 2,541 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 12,266 sqft (0.282 acres) |
| Lot Dimensions | 189 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 360 sqft |
| Patio Area | 1,168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12445 ROCKLEDGE CIR |
|---|---|
| City | BOCA RATON |
| State | FL |
| Zip | 33428-4815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | BOCA FALLS PAR L LT 4 |
| Legal Range | 41E |
| Legal Township | 47S |
| Legal Section | 22 |
| Legal Subdivision | BOCA FALLS PAR L |
| Legal Lot Number | 4 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | SUNSHINE PARKWAY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 7735 |
12445 Rockledge Cir is owned and occupied by two individuals who bought it in April 2026.
Source: Palm Beach County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12445 ROCKLEDGE CIR, BOCA RATON, FL 33428-4815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARDIANS CREDIT UNION |
| Apr 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARDIANS CREDIT UNION |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC |
| Aug 1, 2019 | Warranty Deed, Transfer · VA Mortgage HAMILTON GROUP FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on File |
| Deed Sale | Apr 1, 2026 · Amount on File |
| Prior Sale | Aug 1, 2019 · Amount on File |
| Deed Document Number | 2026116101 |
| Deed Book / Page | 36418 / 977 |
| Prior Transfer Date | Jan 3, 2014 |
| Prior Transfer Doc | 0265511667 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 12445 ROCKLEDGE CIR, BOCA RATON, FL 33428-4815 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12445 ROCKLEDGE CIR, BOCA RATON, FL 33428-4815 |
| Document Number | 0342111561 |
|---|---|
| Date | Mar 31, 2023 |
| Book Page | 34211/1561 |
| Instrument | 20230106737 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Apr 1, 2026 |
| Property Address | 12445 ROCKLEDGE CIR, BOCA RATON, FL 33428-4815 |
| Document Number | 0000116101 |
| Book / Page | 36418 / 977 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026116101 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $714,070.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12445 ROCKLEDGE CIR, BOCA RATON, FL 33428-4815 |
| Document Number | 0000116103, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 2026116103 |
| Name | GUARDIANS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.35% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Apr 1, 2026 |
| Property Address | 12445 ROCKLEDGE CIR, BOCA RATON, FL 33428-4815 |
| Document Number | 0364180977 |
| Book / Page | 36418 / 977 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026116101 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $714,070.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12445 ROCKLEDGE CIR, BOCA RATON, FL 33428-4815 |
| Document Number | 0000116103, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 2026116103 |
| Name | GUARDIANS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.35% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 12445 ROCKLEDGE CIR, BOCA RATON, FL 33428-4815 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 12445 ROCKLEDGE CIR, BOCA RATON, FL 33428-4815 |
| Document Number | 0318761009 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 31876/1009 |
| Instrument | 20200413996 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Aug 1, 2019 |
| Property Address | 12445 ROCKLEDGE CIR, BOCA RATON, FL 33428-4815 |
| Document Number | 0307901548 |
| Book / Page | 30790 / 1548 |
| Map Reference | MB 74 PG 115-119 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 20190282370 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | SUMMIT TTL & SETMNT SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,913.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 65 JAEGAR DRIVE, 65, DELRAY BEACH, FL 33444 |
| Name | Verified Name |
|---|---|
| Address | 12445 ROCKLEDGE CIR, BOCA RATON, FL 33428-4815 |
| Document Number | 0307901550 |
|---|---|
| Date | Aug 1, 2019 |
| Instrument | 30790/1550 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 12445 Rockledge Cir was $7,554 with a homeowner's exemption, up 3.1% from the year before.
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,554.00 (+3.06%) Homeowner's exemption | $479,766 | $741,990 Land $302,292 Building $439,698 |
| 2024 | $7,330.00 (+2.45%) | ||
| 2023 | $7,155.00 (+0.79%) Homeowner's exemption | $452,665 (+3%) | $703,281 (+13.22%) Land $217,434 Building $485,847 |
| 2022 | $7,099.00 Homeowner's exemption | $439,481 | $621,147 Land $212,520 Building $408,627 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12445 Rockledge Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 183 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 183 in force |
| Nearby Flood Claims | 18 (1997–2021) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | Apr 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12445 Rockledge Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Hotwire Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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