Charlevoix County property record for 12445 Country Clb Dr, Charlevoix, MI 49720
| Property Type | Condominium |
|---|---|
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Trust Name on File |
| Last Sale | $345,000 (Apr 2007) |
| Tax Bill | $6,183 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-365-045-00 |
| Primary APN | 004-365-045-00 |
|---|
| Architectural Style | Condo/Apartment |
|---|---|
| Lot Area | 26,136 sqft (0.6 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12445 COUNTRY CLUB DR |
|---|---|
| City | CHARLEVOIX |
| State | MI |
| Zip | 49720-2111 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CHARLEVOIX COUNTRY CLUB CONDO UNIT 45 AS RECD L347 P157 - P174 CX R/D |
| Legal Subdivision | CHARLEVOIX COUNTRY CLUB |
| Legal Unit | 45 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | CHARLEVOIX |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 400 |
12445 Country Clb Dr, a condominium, is owner-occupied and held in a trust since April 2007.
Source: Charlevoix County records, as of June 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 12445 COUNTRY CLUB DR, CHARLEVOIX, MI 49720-2111 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2007 · Amount on File |
| Deed Sale | Apr 30, 2007 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 12445 Country Clb Dr was $6,183 with a homeowner's exemption, up 1.5% from the year before.
Source: Charlevoix County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| County Subdivision | Charlevoix Township |
| Unified School District | Charlevoix Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $342,200 (+4.17%) | $684,400 (+4.17%) | |
| 2025 | $6,183.00 (+1.48%) Homeowner's exemption | $328,500 | $657,000 |
| 2024 | $6,093.00 | ||
| 2023 | $216,500 | $433,000 | |
| 2022 | $4,497.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12445 Country Clb Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12445 Country Clb Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLEVOIX TOWNSHIP serves 1,700 people · EPA ID MI0001335 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Truestream.
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