12445 235th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 12445 235th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,534 sqft · built 2006
Lot Size	13.3 acres (579,348 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,136 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-011-1002`

Property Details

APN / Parcel Number

Primary APN	`15-011-1002`

Interior

Building Area	1,534 sqft Total Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	579,348 sqft (13.3 acres)
Garage Area	652 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	12445 235TH ST
City	MILACA
State	MN
Zip	56353-3085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 440 FT OF NW OF SE SEE 7/24/06 SKETCH 11 39 27 13.30
Legal Range	27
Legal Township	39
Legal Section	11
Jurisdiction	MILLE LACS MN
Township / Civil Division	PAGE
Census Block Group	1
Census Block	1011
Census Tract	970300

Owner

Source: Mille Lacs County records · APN 15-011-1002

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12445 235TH ST, MILACA, MN 56353-3085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 08, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU
Oct 22, 2021	Quit Claim Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK MILACA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 07, 2021
Transfer Doc	000A427575
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	12445 235TH ST, MILACA, MN 56353-3085
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A418034
Date	Jul 08, 2020
Instrument	A418034

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 01, 2035

Interest

Rate Type	Fixed Rate

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 22, 2021
Property Address	12445 235TH ST, MILACA, MN 56353-3085
Document Number	000A427575
Instrument Date	Oct 07, 2021
Instrument	A427575
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Tax	$1.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12445 235TH ST, MILACA, MN 56353-3085

Mortgage

Document Number	000A427576
Date	Oct 22, 2021
Instrument	A427576

Lender

Name	FIRST NATIONAL BANK MILACA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 07, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Page Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,136.00 (-2.59%)
2025	$4,246.00 (+12.87%) Homeowner's exemption	$390,800 (-2.3%) Land $85,300 Building $305,500	$390,800 (-2.3%) Land $85,300 Building $305,500
2023	$3,762.00	$400,000 Land $68,700 Building $331,300	$400,000 Land $68,700 Building $331,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 4, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 74% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
LTD Broadband Fixed Wireless	150 / 130
Frontier DSL	10 / 1

May also be available: T-Mobile USA.

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 235th St

Nearby Streets

All Milaca, MN Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures