12443 Twp Rd 20, Dunkirk, OH 45836 Property Records

Hardin County property record for 12443 Twp Rd 20, Dunkirk, OH 45836

Property Summary

Property Type	Residential
Lot Size	4.09 acres (178,378 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Apr 2026)
Tax Bill	$468 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-040048.0000`

Property Details

APN / Parcel Number

Primary APN	`01-040048.0000`

Exterior

Lot Area	178,378 sqft (4.09 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	2,304 sqft
Granary	252 sqft
Silo	Silo
Pole Barn	4,000 sqft

Location & Zoning

Street Address	12443 TOWNSHIP ROAD 20
City	DUNKIRK
State	OH
Zip	45836-9743
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	SE4 SW4 W PT SE4 SW4 S6 4.095A
Jurisdiction	HARDIN OH
Township / Civil Division	BLANCHARD
Census Block Group	2
Census Block	2004
Census Tract	300

Owner

12443 Twp Rd 20, a residential property, is owned by two individuals who bought it in April 2026.

Source: Hardin County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1190 WINTERSON RD, 300, LINTHICUM HEIGHTS, MD 21090-2247
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage ALT TITLE, VAULT TITLE
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage MILLSTREAM AREA CU INC
Dec 23, 2019	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Prior Sale	Dec 23, 2019 · Amount on File
Deed Document Number	20261275
Deed Book / Page	577 / 3431
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Apr 30, 2026
Property Address	12443 TOWNSHIP ROAD 20, DUNKIRK, OH 45836-9743
Document Number	0000001275
Book / Page	577 / 3431
Instrument Date	Apr 10, 2026
Instrument	2026.1275
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	ALT TITLE, VAULT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman

Mortgage

Document Number	0000001276,
Date	Apr 30, 2026
Book Page	577/3435
Instrument	2026.1276

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	12443 TOWNSHIP ROAD 20, DUNKIRK, OH 45836-9743
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	MID AMERICAN TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00560/1849
Date	Apr 15, 2021
Book Page	560/1849
Instrument	202100001253

Lender

Name	MILLSTREAM AREA CU INC
Type	Credit Union
Address	FINDLAY, OH 45840

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN OH
Recording Date	Dec 23, 2019
Property Address	12443 TOWNSHIP ROAD 20, DUNKIRK, OH 45836-9743
Document Number	00555/0475
Book / Page	555 / 0475
Instrument Date	Dec 17, 2019
Instrument	201900004062
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	MID-AMERICAN TITLE AGENCY INC, MID AMERICAN TITLE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12443 TR 20, DUNKIRK, OH 45836

Mortgage

Document Number	201900004063
Date	Dec 23, 2019
Instrument	201900004063

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12443 Twp Rd 20 was $468, up 0.6% from the year before.

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Blanchard Township
Unified School District	Hardin Northern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$468.00 (+0.65%)	$13,390 (-) Land $5,710 Building $7,680
2024	$465.00	$13,390 (-) Land $5,710 Building $7,680
2023	$465.00 (+14.53%)	$13,390 (+43.52%) Land $5,710 Building $7,680	$38,250 Land $16,310 Building $21,940
2022	$406.00	$9,330 Land $3,430 Building $5,900
2020			$26,660 Land $9,800 Building $16,860

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12443 Twp Rd 20 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12443 Twp Rd 20 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

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