12443 Lombardy St, Spring Hill, FL 34608 Property Records

Hernando County property record for 12443 Lombardy St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,986 sqft · built 2005
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$373,000 (Oct 2023)
Tax Bill	$1,732 (2025)
Deeds & Mortgages	Oct 2023 Sale Feb 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5200-1358-0190`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5200-1358-0190`
Alternative APNs	`00712143` `712143`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,986 sqft Living Area
Gross Area	2,703 sqft
1st Floor Area	1,986 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	1,217 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00712143
Street Address	12443 LOMBARDY ST
City	SPRING HILL
State	FL
Zip	34608-1452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 20 BLK 1358 LOT 19
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 20
Legal Block	1358
Legal Lot Number	19
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2004
Census Tract	41003

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12443 LOMBARDY ST, SPRING HILL, FL 34608-1452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Warranty Deed, Transfer SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT
Feb 6, 2017	Deed of Trust, Mortgage · FHA Mortgage FBC MORTGAGE LLC
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage ERIC ANNONSEN
Dec 6, 2019	Correction Deed, Transfer ATTORNEY ONLY
Aug 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2023 · Amount on Record
Deed Sale	Oct 24, 2023 · Amount on Record
Prior Sale	May 4, 2015 · Amount on Record
Deed Document Number	202367903
Deed Book / Page	4357 / 1014
Prior Transfer Date	Nov 29, 2019
Prior Transfer Doc	0037811454
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 24, 2023
Property Address	12443 LOMBARDY ST, SPRING HILL, FL 34608-1452
Document Number	0043571014
Book / Page	4357 / 1014
Map Reference	MB 9 PG 65-80
Instrument Date	Oct 11, 2023
Instrument	2023067903
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Transaction

Amount	Amount Recorded
Tax	$2,611.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6046 NEWMARK ST, SPRING HILL, FL 34606-3941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12443 LOMBARDY ST, SPRING HILL, FL 34608-1452

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12443 LOMBARDY ST, SPRING HILL, FL 34608-1452
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	CLEAR TITLE OF FLORIDA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034370295
Date	Feb 6, 2017
Book Page	3437/0295
Instrument	2017006776

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12443 LOMBARDY ST, SPRING HILL, FL 34608-1452
Document Number	0038551158
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12443 LOMBARDY ST SPRING HILL FL 346081452, SPRING HILL, FL 34608-1452

Mortgage

Document Number	0038551158
Date	Jun 25, 2020
Book Page	003855/001158
Instrument	38433

Lender

Name	ERIC ANNONSEN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

December 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 6, 2019
Property Address	12443 LOMBARDY ST, SPRING HILL, FL 34608-1452
Document Number	0037811454
Book / Page	003781 / 001454
Instrument Date	Nov 29, 2019
Instrument	76787
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12443 LOMBARDY ST SPRING HILL FL 346081452, SPRING HILL, FL 34608-1452

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 19, 2019
Property Address	12443 LOMBARDY ST, SPRING HILL, FL 34608-1452
Document Number	0037410720
Book / Page	003741 / 000720
Instrument Date	Aug 13, 2019
Instrument	51958
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12443 LOMBARDY ST SPRING HILL FL 346081452, SPRING HILL, FL 34608-1452

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,732.00 (+10.32%)	$144,718 (+1.22%)	$310,060 (+2.66%) Land $38,500 Building $271,560
2023		$142,972 (+3%) Land $142,972
2022	$1,570.00 Homeowner's exemption	$138,808	$302,032 Land $30,500 Building $271,532

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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