12442 Lakeshore Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 12442 Lakeshore Dr, Lakeside, CA 92040

Property Summary

Property Type	Commercial Vacant Land
Details	2 bd · 1 ba · 1,208 sqft · built 1947
Lot Size	0.109 acres (4,755 sqft)
Owner	2 Trust Names on File
Last Sale	$1,500,000 (Mar 2017)
Tax Bill	$1,790 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`394-042-12-00`

Property Details

APN / Parcel Number

Primary APN	`394-042-12-00`
Alternative APN	`3940421300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,208 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	4,755 sqft (0.109 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	HVAC

Location & Zoning

Street Address	12442 LAKESHORE DR
City	LAKESIDE
State	CA
Zip	92040
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	C36
Legal Description	BLK 14 LOTS 11 & 12 E 50 FT OF W 75 FT TR 000353
Legal Subdivision	LAKESIDE
Legal Tract	000353
Legal Block	14
Legal Lot Number	11,12
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4003
Census Tract	16804

Owner

12442 Lakeshore Dr, commercial vacant land, is held in a trust since March 2017.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	12424 LAKESHORE DR, LAKESIDE, CA 92040-3102
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2019	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Mar 8, 2017	Grant Deed, Transfer · Commercial Mortgage PLAZA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2017 · Amount on File
Deed Sale	Mar 8, 2017 · Amount on File
Prior Sale	Jun 30, 1992 · Amount on File
Deed Document Number	2017108378
Prior Transfer Date	Apr 14, 2008
Prior Transfer Doc	0000200570
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12442 LAKESHORE DR, LAKESIDE, CA 92040
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127056
Date	Apr 9, 2019
Instrument	2019-0127056

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	IRVINE, CA 92614

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 8, 2017
Property Address	12442 LAKESHORE DR, LAKESIDE, CA 92040
Document Number	0000108378
Map Reference	MAP353
Instrument Date	Jan 19, 2017
Instrument	2017-0108378
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12434 LAKESHORE DR, LAKESIDE, CA 92040-3102

Mortgage

Document Number	0000108379
Date	Mar 8, 2017
Instrument	2017-0108379

Lender

Name	PLAZA BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12442 Lakeshore Dr was $1,790.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$149,151 (+2%) Land $147,972 Building $1,179
2025	$1,790.00	$146,227 Land $145,071 Building $1,156
2023	$1,701.00 (+1.49%)	$140,551 Land $139,439 Building $1,112
2022	$1,676.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12442 Lakeshore Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	11 (1980–1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12442 Lakeshore Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon, Wyyerd Connect.

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