Effingham County property record for 12441 E 1000th Ave, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 2,699 sqft · built 1973 |
| Lot Size | 2.27 acres (98,881 sqft) |
| Owner | Company Name on File |
| Last Sale | $400,000 (Nov 2025) |
| Tax Bill | $4,605 (2024) |
| Deeds & Mortgages | Aug 2011 Mortgage Jul 2016 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-10-018-051 |
| Primary APN | 14-10-018-051 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,699 sqft Base Area |
| Basement Area | 2,464 sqft |
| Year Built | Built 1973 |
|---|---|
| Construction Type | Frame |
| Lot Area | 98,881 sqft (2.27 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 12441 E 1000TH AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-5706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1 NW NE AS RECORDED POS 3735/62 & E 204.67FT OF W 445FT OF N 337.67FT NW NE AS RECORDED POS 3179/176 24000394 3735/60 3 |
| Legal Tract | 1 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | WATSON |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 950400 |
Source: Effingham County records · APN 14-10-018-051
Assessment roll updated January 1, 2024 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 12441 E 1000TH AVE, EFFINGHAM, IL 62401-5706 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 30, 2011 | Deed of Trust, Mortgage THE FIRST NATIONAL BANK OF DIETERICH |
| Jul 15, 2016 | Deed of Trust, Mortgage · Line of Credit CROSSROADS BANK |
| Nov 07, 2025 | Warranty Deed, Transfer THE FNB COMMUNITY BANK |
| Feb 07, 2024 | Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 07, 2025 · Amount on Record |
| Deed Sale | Nov 07, 2025 · Amount on Record |
| Prior Sale | Jan 29, 2016 · Amount on Record |
| Deed Document Number | 202525004030 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 12441 E 1000TH AVE, EFFINGHAM, IL 62401-5706 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002754/053 |
|---|---|
| Date | Aug 30, 2011 |
| Book Page | 2754/053 |
| Instrument | 201101103938 |
| Name | THE FIRST NATIONAL BANK OF DIETERICH |
|---|---|
| Address | EFFINGHAM, IL 62401 |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Aug 26, 2014 |
| Rate | 4% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 12441 E 1000TH AVE, EFFINGHAM, IL 62401-5706 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 003223/099 |
|---|---|
| Date | Jul 15, 2016 |
| Book Page | 3223/099 |
| Instrument | 201601603098 |
| Name | CROSSROADS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Nov 07, 2025 |
| Property Address | 12441 E 1000TH AVE, EFFINGHAM, IL 62401-5706 |
| Document Number | 202525004030 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 202525004030 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12441 E 1000TH AVE, EFFINGHAM, IL 62401-5706 |
| Document Number | 202525004031 |
|---|---|
| Date | Nov 07, 2025 |
| Instrument | 202525004031 |
| Name | THE FNB COMMUNITY BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Oct 31, 2028 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Feb 07, 2024 |
| Property Address | 12441 E 1000TH AVE, EFFINGHAM, IL 62401-5706 |
| Document Number | 202424000394 |
| Instrument Date | Feb 06, 2024 |
| Instrument | 202424000394 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12441 E 1000TH AVE, EFFINGHAM, IL 62401-5706 |
Source: Effingham County records · Assessment roll updated January 1, 2024 · Last verified December 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Watson Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,605.00 (+32.59%) Homeowner's exemption Senior Citizen's exemption | $95,990 (+21.55%) Land $4,500 Building $91,490 | $287,970 (+21.55%) Land $13,500 Building $274,470 |
| 2022 | $3,473.00 Homeowner's exemption Senior Citizen's exemption | $78,970 Land $3,700 Building $75,270 | $236,910 Land $11,100 Building $225,810 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| KNR Wireless, LLC. Fixed Wireless | 100 / 10 |
| T-Mobile USA Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
May also be available: AT&T.
Based on FCC filings for 5 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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