12440 Timberlane Rd, Ralph, AL 35480 Property Records

Tuscaloosa County property record for 12440 Timberlane Rd, Ralph, AL 35480

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,848 sqft · built 2002
Owner	Individual Name on File
Last Sale	$225,000 (Aug 2019)
Tax Bill	$881 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-05-15-0-000-007.022`

Property Details

APN / Parcel Number

Primary APN	`34-05-15-0-000-007.022`
Alternative APNs	`86561` `7203`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,848 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Terrain	Rolling
Garage Type	Finished
Garage Area	504 sqft
Porch	Open Porch
Porch Area	472 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	7203
Street Address	12440 TIMBERLANE RD
City	RALPH
State	AL
Zip	35480-9103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 TIMBER LANE ESTATES 2
Legal Range	12W
Legal Township	22S
Legal Section	15
Legal Subdivision	TIMBER LN EST 2
Legal Lot Number	16
Jurisdiction	TUSCALOOSA AL
Township / Civil Division	FOSTERS
Census Block Group	1
Census Block	1010
Census Tract	10303

Owner

12440 Timberlane Rd is owned and occupied by an individual who bought it in August 2019.

Source: Tuscaloosa County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12440 TIMBERLANE RD, RALPH, AL 35480-9103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Line of Credit AVADIAN CREDIT UNION
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF LITTLE ROCK
Aug 13, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Dec 6, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2019 · Amount on File
Deed Sale	Aug 13, 2019 · Amount on File
Prior Sale	Dec 6, 2017 · Amount on File
Deed Document Number	0201918102
Deed Book / Page	2019 / 18102
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Recording Date	Aug 11, 2026
Property Address	12440 TIMBERLANE RD, RALPH, AL 35480-9103
Document Number	2026060910
Book / Page	2026 / 60910
Instrument Date	Aug 6, 2026
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12440 TIMBERLANE RD, RALPH, AL 35480-9103

Mortgage

Document Number	2026060910,
Date	Aug 11, 2026
Book Page	2026/60910

Lender

Name	AVADIAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.49%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	12440 TIMBERLANE RD, RALPH, AL 35480-9103
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12440 TIMBER LANE RD

Mortgage

Document Number	0000002020/0000119804
Date	Dec 31, 2020
Book Page	0000002020/0000119804

Lender

Name	BANK OF LITTLE ROCK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Aug 13, 2019
Property Address	12440 TIMBERLANE RD, RALPH, AL 35480-9103
Document Number	2019/18102
Book / Page	2019 / 18102
Instrument Date	Aug 13, 2019
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12440 TIMBERLANE RD, RALPH, AL 35480-9103

Mortgage

Document Number	0000002019/0000051027
Date	Aug 13, 2019
Book Page	0000002019/0000051027

Lender

Name	FIRSTBANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCALOOSA AL
Recording Date	Dec 6, 2017
Property Address	12440 TIMBERLANE RD, RALPH, AL 35480-9103
Document Number	2017/27974
Book / Page	2017 / 27974
Instrument Date	Dec 6, 2017
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12440 TIMBERLANE RD, RALPH, AL 35480-9103

Mortgage

Document Number	2017/73374
Date	Dec 6, 2017
Book Page	2017/73374

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12440 Timberlane Rd was $881 with a homeowner's exemption, up 24.3% from the year before.

Source: Tuscaloosa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Tuscaloosa County
Unified School District	Tuscaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$881.00 (+24.26%) Homeowner's exemption	$51,560 (+22.06%) Land $5,000 Building $46,560	$257,800 (+22.06%) Land $25,000 Building $232,800
2024	$709.00 (-1.25%) Homeowner's exemption	$42,240 (-1.12%) Land $5,000 Building $37,240	$211,200 (-1.12%) Land $25,000 Building $186,200
2023	$718.00 (+8.62%) Homeowner's exemption	$42,720 (+7.72%) Land $5,000 Building $37,720	$213,600 (+7.72%) Land $25,000 Building $188,600
2022	$661.00 Homeowner's exemption	$39,660 Land $5,000 Building $34,660	$198,300 Land $25,000 Building $173,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12440 Timberlane Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2005–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2020 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12440 Timberlane Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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