12440 Sumpter Rd, Carleton, MI 48117 Property Records

Monroe County property record for 12440 Sumpter Rd, Carleton, MI 48117

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,024 sqft · built 1955
Lot Size	2.72 acres (118,483 sqft)
Owner	2 Individual Names on Record
Last Sale	$316,000 (Oct 2025)
Tax Bill	$2,894 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-015-007-00`

Property Details

APN / Parcel Number

Primary APN	`06-015-007-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,024 sqft Living Area
1st Floor Area	2,024 sqft
Basement Area	2,024 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	118,483 sqft (2.72 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12440 SUMPTER RD
City	CARLETON
State	MI
Zip	48117-9555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	806-651 1121-776 SEC 15 T5S R8E 2.716 A THE S 330 FT OF W 160 FT OF NW 1/4 OF NW 1/4 ALSO PAR COM 998.24 FT S & 160 FT N 89
Legal Range	08E
Legal Township	05S
Legal Section	15
Jurisdiction	MONROE MI
Township / Civil Division	EXETER
Census Block Group	3
Census Block	3024
Census Tract	830500

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4476 WEDDELL ST, DEARBORN HEIGHTS, MI 48125-3032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK EASTERN MICHIGAN
Oct 31, 2025	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Deed Document Number	202518050
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	12440 SUMPTER RD, CARLETON, MI 48117-9555
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12440 SUMPTER RD, CARLETON, MI 48117-9555

Mortgage

Document Number	0000014003
Date	Aug 25, 2025
Instrument	2025R14003

Lender

Name	FIFTH THIRD BANK EASTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 31, 2025
Property Address	12440 SUMPTER RD, CARLETON, MI 48117-9555
Document Number	0000018050
Instrument Date	Oct 30, 2025
Instrument	2025R18050
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,370.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12440 SUMPTER RD, CARLETON, MI 48117-9555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12440 SUMPTER RD, CARLETON, MI 48117-9555

Mortgage

Document Number	0000018051
Date	Oct 31, 2025
Instrument	2025R18051

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Exeter Township
Unified School District	Airport Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,700 (+5.64%) Land $26,250 Building $112,450	$277,400 (+5.64%) Land $52,500 Building $224,900
2025	$2,894.00 (+4.21%) Homeowner's exemption	$131,300 (+33.03%) Land $24,500 Building $106,800	$262,600 (+33.03%) Land $49,000 Building $213,600
2024	$2,777.00 (+7.8%)
2023	$2,576.00 Homeowner's exemption	$98,700	$197,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Frontier, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sumpter Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures