12440 Shaffer Rd, Swanton, OH 43558 Property Records

Lucas County property record for 12440 Shaffer Rd, Swanton, OH 43558

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,872 sqft · built 2004
Lot Size	2.12 acres (92,739 sqft)
Owner	2 Individual Names on File
Last Sale	$289,000 (Jun 2023)
Tax Bill	$4,109 (2025)
Deeds & Mortgages	Jun 2023 Sale & Line of Credit Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`62-00246`

Property Details

APN / Parcel Number

Primary APN	`62-00246`
Alternative APN	`27011052`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
1st Floor Area	936 sqft
2nd Floor Area	936 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	92,739 sqft (2.12 acres)
Lot Width	238 ft Width
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	12440 SHAFFER RD
City	SWANTON
State	OH
Zip	43558-8569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	30-RA
Legal Description	9 8 33 SW 1/4 ELY 237.84 FT WLY 745.68 FT SLY 425 FT SW 1/4
Legal Subdivision	9 08 33 SW 1/4
Legal Tract	94
Jurisdiction	LUCAS OH
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2031
Census Tract	9400

Owner

12440 Shaffer Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Lucas County records, as of February 16, 2026

Owner of Record	2 Individual Names on File
Co-owner	2 Co-owners on File
Mailing Address	12440 SHAFFER RD, SWANTON, OH 43558-8569
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Warranty Deed, Transfer · Line of Credit SWIFT HOME LOANS INC
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jun 22, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 19, 2019	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2023 · Amount on File
Deed Sale	Jun 9, 2023 · Amount on File
Prior Sale	Jun 22, 2021 · Amount on File
Deed Document Number	23103352
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jun 9, 2023
Property Address	12440 SHAFFER RD, SWANTON, OH 43558-8569
Document Number	0000018026
Instrument Date	Jun 1, 2023
Instrument	202306090018026
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12440 SHAFFER RD, SWANTON, OH 43558-8569

Mortgage

Document Number	0000018027
Date	Jun 9, 2023
Instrument	202306090018027

Lender

Name	SWIFT HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	12440 SHAFFER RD, SWANTON, OH 43558-8569
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040439
Date	Oct 4, 2019
Instrument	201910040040439

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jun 22, 2021
Property Address	12440 SHAFFER RD, SWANTON, OH 43558-8569
Document Number	0000031426
Instrument Date	Jun 9, 2021
Instrument	202106220031426
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12440 SHAFFER RD, SWANTON, OH 43558-8569

Mortgage

Document Number	0000031427
Date	Jun 22, 2021
Instrument	202106220031427

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	12440 SHAFFER RD, SWANTON, OH 43558-8569
Document Number	0000017142
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12440 SHAFFER RD SWANTON OH 435588569, SWANTON, OH 43558-8569

Mortgage

Document Number	0000017142
Date	May 10, 2019
Instrument	17142

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	SYLVANIA, OH 43560

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 9, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12440 Shaffer Rd was $4,109, up 5.1% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Spencer Township
Unified School District	Swanton Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,109.00 (+5.14%)	$91,175 (-) Land $15,260 Building $75,915
2024	$3,908.00 (+15.45%)	$91,175 (+24.88%) Land $15,260 Building $75,915	$260,500 Land $43,600 Building $216,900
2023	$3,385.00 (-1.88%)	$73,010 (-) Land $7,175 Building $65,835
2022	$3,450.00 Homeowner's exemption	$73,010 Land $7,175 Building $65,835
2021			$208,600 Land $20,500 Building $188,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12440 Shaffer Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (2006–2009)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Mar 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12440 Shaffer Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Buckeye Cablesystem, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shaffer Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures