12440 Seybold Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 12440 Seybold Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2003
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$154,000 (Jul 2019)
Tax Bill	$1,897 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5200-1374-0020`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5200-1374-0020`
Alternative APNs	`00710715` `710715`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	1,980 sqft
1st Floor Area	1,620 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00710715
Street Address	12440 SEYBOLD DR
City	SPRING HILL
State	FL
Zip	34608-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 20 BLK 1374 LOT 2
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 20
Legal Block	1374
Legal Lot Number	2
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2015
Census Tract	41003

Owner

12440 Seybold Dr is owned and occupied by an individual who bought it in July 2019.

Source: Hernando County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	12440 SEYBOLD DR, SPRING HILL, FL 34608-1351
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMETAP EQUITY PARTNERS LLC
Dec 13, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jul 26, 2019	Warranty Deed, Transfer · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP
Nov 17, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2019 · Amount on File
Deed Sale	Jul 26, 2019 · Amount on File
Prior Sale	Jun 12, 2003 · Amount on File
Deed Document Number	201946844
Deed Book / Page	3733 / 135
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	May 18, 2026
Property Address	12440 SEYBOLD DR, SPRING HILL, FL 34608-1351
Document Number	0000033456
Book / Page	4710 / 767
Instrument Date	May 11, 2026
Instrument	202633456
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12440 SEYBOLD DR, SPRING HILL, FL 34608-1351

Mortgage

Document Number	0000033456,
Date	May 18, 2026
Book Page	4710/767
Instrument	202633456

Lender

Name	HOMETAP EQUITY PARTNERS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 15, 2036

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12440 SEYBOLD DR, SPRING HILL, FL 34608-1351
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12440 SEYBOLD DR, SPRING HILL, FL 34608-1351

Mortgage

Document Number	0040981974
Date	Dec 13, 2021
Book Page	4098/1974
Instrument	2021093826

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 26, 2019
Property Address	12440 SEYBOLD DR, SPRING HILL, FL 34608-1351
Document Number	0037330135
Book / Page	3733 / 0135
Map Reference	MB 9 PG 65-80
Instrument Date	Jul 26, 2019
Instrument	2019046844
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TRUSTED TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,078.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12440 SEYBOLD DR, 12440, SPRING HILL, FL 34608-1351

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12440 SEYBOLD DR, SPRING HILL, FL 34608-1351

Mortgage

Document Number	0003733153
Date	Jul 26, 2019
Instrument	3733/153

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Mortgage

Document Number	0037330137
Date	Jul 26, 2019
Book Page	3733/0137
Instrument	2019046845

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	12440 SEYBOLD DR, SPRING HILL, FL 34608-1351
Document Number	0036450481
Instrument Date	Nov 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12440 SEYBOLD DR SPRING HILL FL 346081351, SPRING HILL, FL 34608-1351

Mortgage

Document Number	0036450481
Date	Nov 26, 2018
Book Page	003645/000481
Instrument	70380

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12440 Seybold Dr was $1,897 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,897.00 Homeowner's exemption	$123,872	$211,653 Land $36,575 Building $175,078
2023		$116,875 Land $116,875
2022	$1,174.00		$190,355 Land $28,975 Building $161,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12440 Seybold Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12440 Seybold Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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