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12440 Schaefer Rd, Schertz (Cibolo), TX 78108 Property Records

Bexar County property record for 12440 Schaefer Rd, Schertz, TX 78108 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,684 sqft · built 1994
Lot Size2.36 acres (102,802 sqft)
Owner2 Individual Names on File
Last Sale$406,300 (Aug 2019)
Tax Bill$7,110 (2025)
Deeds & MortgagesDec 2020 Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05055-401-0030

Property Details

APN / Parcel Number

Primary APN05055-401-0030
Alternative APN
  • 309785

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area3,684 sqft Living Area
Gross Area4,212 sqft
1st Floor Area3,684 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1999
Architectural StyleContemporary
Exterior MaterialCombination
Roof MaterialAsphalt
Lot Area102,802 sqft (2.36 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area15 sqft
Patio Area441 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address12440 SCHAEFER RD
CitySCHERTZ
StateTX
Zip78108-3806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCB 5055D BLK 1 LOT 3 LOST MEADOWS UT-4
Legal SubdivisionLOST MDWS SUB UN 4
Legal Tract3
Legal Block1
Legal Lot Number3
JurisdictionBEXAR TX
Township / Civil DivisionSAN ANTONIO NORTHEAST
Census Block Group1
Census Block1024
Census Tract131601

Owner

Source: Bexar County records · APN 05055-401-0030

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12440 SCHAEFER RD, SCHERTZ, TX 78108-3806
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Aug 30, 2019Vendor's Lien, Transfer · VA Mortgage
GATEWAY MORTGAGE GROUP LLC
Apr 06, 2017Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 30, 2019 · Amount on Record
Deed SaleAug 30, 2019 · Amount on Record
Deed Document Number2019173180
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEXAR TX
Property Address12440 SCHAEFER RD, SCHERTZ, TX 78108-3806
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000320403
DateDec 29, 2020
Instrument20200320403
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

August 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBEXAR TX
Recording DateAug 30, 2019
Property Address12440 SCHAEFER RD, SCHERTZ, TX 78108-3806
Document Number0000173180
Map ReferenceVOL 9200 PG 127-129
Instrument DateAug 29, 2019
Instrument20190173180
Transaction TypeTransfer
Record UpdatedDec 27, 2021
Title CompanyORT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12440 SCHAEFER RD, SCHERTZ, TX 78108-3806

Mortgage

Document Number0000173181
DateAug 30, 2019
Instrument20190173181
Lender
NameGATEWAY MORTGAGE GROUP LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEXAR TX
Property Address12440 SCHAEFER RD, SCHERTZ, TX 78108-3806
Document Number0000068160
Book / Page018452 / 002315
Instrument DateApr 06, 2017
Transaction TypeMortgage
Record UpdatedApr 26, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12440 SCHAEFER RD SCHERTZ TX 781083806, SCHERTZ, TX 78108-3806

Mortgage

Document Number0000068160
DateApr 12, 2017
Book Page018452/002315
Instrument68160
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term120 Months
DueApr 11, 2027

Tax Assessment & Valuation

Source: Bexar County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyBexar County
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,110.00 (+132.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$544,710 (+0.97%) Land $154,530 Building $390,180$544,710 (+0.97%) Land $154,530 Building $390,180
2024$3,059.00 (+3.98%)
2023$2,942.00 (-61.49%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$539,460 Land $149,280 Building $390,180$539,460 Land $149,280 Building $390,180
2022$7,640.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bexar County (48029C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480291316011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims33 (1997–2009)
Claims Outside the SFHA13 of 33
Most Recent ClaimOct 2009, rainfall accumulation
Claims By Storm
  • Flooding 10/18/98, Oct 1998 · 30 claims

Wildfire

Wildfire RiskLow
above 38% of the US · above 13% of Texas
Wildfire LikelihoodAbout 1 in 1,923 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: Valley Telephone Cooperative, Inc. (TX). Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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