12440 Luther Rd, Auburn, CA 95603 Property Records

Placer County property record for 12440 Luther Rd, Auburn, CA 95603

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 932 sqft · built 1953
Lot Size	0.352 acres (15,316 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Aug 2018)
Tax Bill	$3,513 (2025)
Deeds & Mortgages	May 2021 Transfer Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054-022-003-000`

Property Details

APN / Parcel Number

Primary APN	`054-022-003-000`
Alternative APN	`054-022-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	932 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	15,316 sqft (0.352 acres)
Garage Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	054-022-003
Street Address	12440 LUTHER RD
City	AUBURN
State	CA
Zip	95603-3540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSAG
Legal Description	FR LOT 2 SLADE TR
Legal Subdivision	SLADE TRACT
Legal Lot Number	2
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1012
Census Tract	21502

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12440 LUTHER RD, AUBURN, CA 95603-3540
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Intrafamily Transfer, Transfer
Jan 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 30, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2018 · Amount on Record
Deed Sale	Aug 30, 2018 · Amount on Record
Prior Sale	Feb 19, 2014 · Amount on Record
Deed Document Number	201863167
Last Transfer Date	Apr 20, 2021
Transfer Doc	0000060092
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	May 3, 2021
Property Address	12440 LUTHER RD, AUBURN, CA 95603-3540
Document Number	0000060092
Map Reference	MB C PG 78
Instrument Date	Apr 20, 2021
Instrument	2021-0060092
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	12440 LUTHER RD, AUBURN, CA 95603-3540

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	12440 LUTHER RD, AUBURN, CA 95603-3540
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006108
Date	Jan 23, 2020
Instrument	2020-0006108

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	12440 LUTHER RD, AUBURN, CA 95603-3540
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTMINSTER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075046
Date	Jul 23, 2020
Instrument	2020-0075046

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 30, 2018
Property Address	12440 LUTHER RD, AUBURN, CA 95603-3540
Document Number	0000063167
Map Reference	MB C PG78
Instrument Date	Aug 27, 2018
Instrument	2018-0063167
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12440 LUTHER RD, AUBURN, CA 95603-3540

Mortgage

Document Number	0000063168
Date	Aug 30, 2018
Instrument	2018-0063168

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$341,344 (+2%) Land $102,402 Building $238,942
2025	$3,513.00 (+0.8%)	$334,652 (+4.04%) Land $100,395 Building $234,257
2023	$3,485.00 (+0.52%)	$321,659 Land $96,498 Building $225,161
2022	$3,467.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2017–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Kwikbit, SmarterBroadband.

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