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12440 Glasgow Dr, Bruce (Romeo), MI 48065 Property Records

Macomb County property record for 12440 Glasgow Dr, Bruce, MI 48065

Property Summary

Property TypeCondominium
Details2 bd · 3 ba · 1,403 sqft · built 1995
Lot Size0.174 acres (7,599 sqft)
Owner2 Individual Names on File
Last Sale$405,000 (Dec 2024)
Tax Bill$4,801 (2025)
Deeds & MortgagesMar 2019 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN14-01-35-181-041

Property Details

APN / Parcel Number

Primary APN14-01-35-181-041
Alternative APN
  • 0135181041

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,403 sqft Living Area
1st Floor Area1,355 sqft
Basement Area1,190 sqft
Unfinished Basement1,190 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Lot Area7,599 sqft (0.174 acres)
Lot Dimensions149 ft deep x 51 ft wide
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address12440 GLASGOW DR
CityBRUCE TWP
StateMI
Zip48065-4478
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-1
Legal DescriptionT5N R12E SEC 35 MC VICAR MEADOWS M.C.C.P. 491 UNIT 41 L6670/P289 MANATRON #: 001-235-041-00
Legal Range12E
Legal Township05N
Legal Section35
Legal SubdivisionMC VICAR MEADOWS
Legal Unit41
JurisdictionMACOMB MI
Township / Civil DivisionBRUCE
Census Block Group3
Census Block3002
Census Tract214000

Owner

12440 Glasgow Dr, a condominium, is owned and occupied by two individuals who bought it in December 2024.

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address12440 GLASGOW DR, BRUCE TWP, MI 48065-4478
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Sep 2, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2024 · Amount on File
Deed SaleDec 17, 2024 · Amount on File
Prior SaleJan 24, 2012 · Amount on File
Deed Document Number2024103423
Deed Book / Page29895 / 507
Prior Transfer DateSep 4, 2011
Prior Transfer Doc0000203024
Record UpdatedOct 29, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address12440 GLASGOW DR, BRUCE TWP, MI 48065-4478
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanySTEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031624
DateMar 28, 2019
Book Page25875/134
Instrument9031624
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2049

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address12440 GLASGOW DR, BRUCE TWP, MI 48065-4478
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12440 GLASGOW DR 41, 41, BRUCE TWP, MI 48065-4478

Mortgage

Document Number0000104757
DateSep 2, 2020
Book Page26965/288
Instrument2104757
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12440 Glasgow Dr was $4,801 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionBruce Township
Unified School DistrictRomeo Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$160,100 (+5.96%)$320,200 (+5.96%)
2025$4,801.00 Homeowner's exemption$151,100$302,200
2023$133,900$267,800
2022$2,343.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12440 Glasgow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12440 Glasgow Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF ROMEO
serves 3,750 people · EPA ID MI0005780
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Verizon.

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