12440 Destin Loop, Venice, FL 34293 Property Records

Sarasota County property record for 12440 Destin Loop, Venice, FL 34293

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,706 sqft · built 2021
Lot Size	0.271 acres (11,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$652,233 (Nov 2021)
Tax Bill	$8,527 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`0759-04-0019`

Property Details

APN / Parcel Number

Primary APN	`0759-04-0019`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,706 sqft Living Area
Gross Area	4,398 sqft
1st Floor Area	2,908 sqft
Upper Floors Area	798 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Concrete
Lot Area	11,800 sqft (0.271 acres)
View / Lot	Mainland
Garage Type	Attached
Garage Area	692 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0759040019
Street Address	12440 DESTIN LOOP
City	VENICE
State	FL
Zip	34293-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SAPD
Legal Description	LOT 1735, GRAND PALM PH 2C, PB 52 PG 351-367
Legal Range	20E
Legal Township	39S
Legal Section	20
Legal Subdivision	GRAND PALM PH 2C
Legal Lot Number	1735
Jurisdiction	SARASOTA FL
Township / Civil Division	VENICE
Census Block Group	2
Census Block	2020
Census Tract	2734

Owner

Source: Sarasota County records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12440 DESTIN LOOP, VENICE, FL 34293-2023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION
Nov 10, 2021	Special Warranty Deed, Transfer · Conventional Mortgage NEAL COMMUNITIES FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Deed Document Number	2021203545
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Recording Date	May 6, 2026
Property Address	12440 DESTIN LOOP, VENICE, FL 34293-2023
Document Number	0000061196
Instrument Date	Apr 30, 2026
Instrument	202661196
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12440 DESTIN LOOP, VENICE, FL 34293-2023

Mortgage

Document Number	0000061196,
Date	May 6, 2026
Instrument	202661196

Lender

Name	SUNCOAST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 6, 2031

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Nov 10, 2021
Property Address	12440 DESTIN LOOP, VENICE, FL 34293-2023
Document Number	0000203545
Map Reference	MB 52 PG 351
Instrument Date	Nov 9, 2021
Instrument	2021203545
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ALLEGIANT TITLE PROFESSIONALS, ALLEGIANT TTL PROFESSIONALS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,566.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5800 LAKEWOOD RANCH BLVD N, 5800, LAKEWOOD RANCH, FL 34240-8479

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12440 DESTIN LOOP, VENICE, FL 34293-2023

Mortgage

Document Number	0000203546
Date	Nov 10, 2021
Instrument	2021203546

Lender

Name	NEAL COMMUNITIES FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,527.00 (-31.91%) Homeowner's exemption	$780,200 (-5.79%) Land $174,400 Building $605,800	$780,200 (-5.85%) Land $174,400 Building $605,800
2024	$12,524.00 (+2.56%)
2023	$12,211.00 (+9.83%) Homeowner's exemption	$828,112 (+17.3%)	$828,700 (+17.38%) Land $141,700 Building $687,000
2022	$11,118.00	$706,000 Land $120,700 Building $585,300	$706,000 Land $120,700 Building $585,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 1,439 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,447 units insured incl. 8 condo units
Nearby Flood Claims	16 (2022–2024)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 4 claims Hurricane Ian, Sep 2022 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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