12440 Bacall Ln, Potomac, MD 20854 Property Records

Montgomery County property record for 12440 Bacall Ln, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 7,842 sqft · built 1989
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$1,490,000 (Oct 2021)
Tax Bill	$21,281 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-02652216`

Property Details

APN / Parcel Number

Primary APN	`06-02652216`
Alternative APN	`02652216`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	7,842 sqft Living Area
1st Floor Area	3,228 sqft
Basement Area	1,800 sqft
Finished Basement	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	87,120 sqft
View / Lot	Waterfront
Garage Type	Built-in
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	432 sqft
Gazebo	200 sqft
Boat Access	Boat Access
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	02652216
Street Address	12440 BACALL LN
City	POTOMAC
State	MD
Zip	20854-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2
Legal Description	STONEY CREEK ESTATES
Legal Subdivision	STONEY CREEK ESTATES
Legal Block	1
Legal Lot Number	126
Jurisdiction	MONTGOMERY MD
Township / Civil Division	6
Census Block Group	1
Census Block	1008
Census Tract	700608

Owner

12440 Bacall Ln is owned and occupied by an individual who bought it in October 2021.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	12440 BACALL LN, POTOMAC, MD 20854-1026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Feb 21, 2013 · Amount on File
Deed Book / Page	64182 / 384
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 4, 2021
Property Address	12440 BACALL LN, POTOMAC, MD 20854-1026
Document Number	0641820384
Book / Page	64182 / 384
Map Reference	MB 139 PL 16037
Instrument Date	Aug 25, 2021
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 E UNIVERSITY PKWY, 1, BALTIMORE, MD 21218-2451

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12440 BACALL LN, POTOMAC, MD 20854-1026

Mortgage

Document Number	64182392
Date	Oct 4, 2021
Instrument	64182/392

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	10.5%

Tax Assessment & Valuation

The 2025 property tax bill for 12440 Bacall Ln was $21,281.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,873,400 (+5.76%)	$1,975,400 (-) Land $533,600 Building $1,441,800
2025	$21,281.00	$1,771,400	$1,975,400 Land $533,600 Building $1,441,800
2023		$1,610,600	$1,669,400 Land $508,200 Building $1,161,200
2022	$17,138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12440 Bacall Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12440 Bacall Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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