1244 Veranda Way, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1244 Veranda Way, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,277 sqft · built 2010
Lot Size	1.59 acres (69,565 sqft)
Owner	2 Individual Names on File
Last Sale	$322,541 (Apr 2010)
Tax Bill	$5,291 (2025)
Deeds & Mortgages	Sep 2026 Transfer Apr 2026 Line of Credit + 3 more
APN	`0293001000420`

Property Details

APN / Parcel Number

Primary APN	`0293001000420`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,277 sqft Living Area
1st Floor Area	1,001 sqft
Upper Floors Area	1,001 sqft
Attic	Attic
Attic Area	294 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	69,565 sqft (1.59 acres)
Lot Width	90 ft Width
Garage Type	Attached
Garage Area	404 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	311 sqft
Deck Area	Deck Area
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1244 VERANDA WAY
City	CHESAPEAKE
State	VA
Zip	23320-8323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12AS: RES
Legal Description	42 EAGLE LAKE AT PLANTATION NORTH AMND
Legal Subdivision	EAGLE LAKE AT PLANTATION NORTH
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1000
Census Tract	20804

Owner

1244 Veranda Way is owned and occupied by two individuals who acquired it in September 2026.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1244 VERANDA WAY, CHESAPEAKE, VA 23320-8323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Apr 2, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Mar 14, 2018	Deed of Trust, Mortgage · VA Mortgage ALCOVA MORTGAGE LLC
Mar 10, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Apr 5, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2010 · Amount on File
Deed Sale	Apr 13, 2010 · Amount on File
Deed Book / Page	8088 / 200
Last Transfer Date	Sep 10, 2026
Transfer Doc	0000024443
Record Updated	Oct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 21, 2026
Property Address	1244 VERANDA WAY, CHESAPEAKE, VA 23320-8323
Document Number	0000024443
Book / Page	11024 / 1647
Instrument Date	Sep 10, 2026
Instrument	202624443
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Apr 2, 2026
Property Address	1244 VERANDA WAY, CHESAPEAKE, VA 23320-8323
Document Number	0000008198
Book / Page	10962 / 1288
Instrument Date	Mar 25, 2026
Instrument	20268198
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1244 VERANDA WAY, CHESAPEAKE, VA 23320-8323

Mortgage

Document Number	0000008198,
Date	Apr 2, 2026
Book Page	10962/1288
Instrument	20268198

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Apr 1, 2066

Interest

Rate	7.75%
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1244 VERANDA WAY, CHESAPEAKE, VA 23320-8323
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	POWHATAN REAL EST STLMNTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009892/815
Date	Mar 14, 2018
Book Page	9892/815
Instrument	180006534

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1244 VERANDA WAY, CHESAPEAKE, VA 23320-8323
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10122/1033
Date	Mar 10, 2020
Book Page	10122/1033
Instrument	200007531

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1244 VERANDA WAY, CHESAPEAKE, VA 23320-8323
Transaction Type	Mortgage
Record Updated	Apr 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170009087
Date	Apr 5, 2017
Book Page	9772/1532
Instrument	170009087

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1244 Veranda Way was $5,291, up 6.5% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$563,900 (+7.64%) Land $190,000 Building $373,900	$563,900 (+7.64%) Land $190,000 Building $373,900
2025	$5,291.00 (+6.48%)	$523,900 Land $175,000 Building $348,900	$523,900 Land $175,000 Building $348,900
2024	$4,969.00
2023		$480,900 (+11.66%) Land $140,000 Building $340,900	$480,900 (+11.66%) Land $140,000 Building $340,900
2022		$430,700 Land $135,000 Building $295,700	$430,700 Land $135,000 Building $295,700
2019	$3,857.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1244 Veranda Way; there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1244 Veranda Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	CITY OF VIRGINIA BEACH
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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