1244 Sunset Falls Dr, Clyde, NC 28721 Property Records

Haywood County property record for 1244 Sunset Falls Dr, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,864 sqft · built 2023
Lot Size	5.21 acres (226,948 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,042 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2023 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`8740-89-2361`

Property Details

APN / Parcel Number

Primary APN	`8740-89-2361`
Alternative APNs	`275751` `286085`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,864 sqft Heated Area
Gross Area	4,061 sqft
1st Floor Area	1,864 sqft
Basement Area	1,864 sqft
Finished Basement	1,864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Lot Area	226,948 sqft (5.21 acres)
Terrain	Wooded
Garage Area	939 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	1,138 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump

Location & Zoning

Account Number	286085
Street Address	1244 SUNSET FALLS DR
City	CLYDE
State	NC
Zip	28721-0739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#20 PH 1 SECT B & #21 PH 1 SECT C SUNSET FALLS
Legal Subdivision	SUNSET FALLS
Legal Phase	1
Legal Tract	1
Legal Unit	20
Jurisdiction	HAYWOOD NC
Township / Civil Division	CRABTREE
Census Block Group	2
Census Block	2017
Census Tract	920102

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1244 SUNSET FALLS DR, CLYDE, NC 28721-0739
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 12, 2023	Intrafamily Transfer, Transfer · Construction Mortgage HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 6, 2023
Transfer Doc	0010880234
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	1244 SUNSET FALLS DR, CLYDE, NC 28721-0739
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1244 SUNSET FALLS DR, CLYDE, NC 28721-0739

Mortgage

Document Number	0011431166
Date	Dec 19, 2025
Book Page	1143/1166
Instrument	2025011025

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7%
Index	SOFR Average 30-Day
Max Rate	10%

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAYWOOD NC
Recording Date	Jun 12, 2023
Property Address	1244 SUNSET FALLS DR, CLYDE, NC 28721
Document Number	0010880234
Book / Page	1088 / 234
Map Reference	CAB C SL 5367
Instrument Date	Jun 6, 2023
Instrument	2023004887
Transaction Type	Transfer
Record Updated	Jul 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4975 BONITA BEACH RD, BONITA SPRINGS, FL 34134-3999

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4975 BONITA BEACH RD UNIT 102, 102, BONITA SPRINGS, FL 34134-5900

Mortgage

Document Number	2023004888
Date	Jun 12, 2023
Instrument	2023004888

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2034
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.3%
Index	Other
Margin	3
Max Rate	12.3%

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$751,300 (-) Land $153,200 Building $598,100
2025	$5,042.00	$751,300 (+509.82%) Land $153,200 Building $598,100	$751,300 (+509.82%) Land $153,200 Building $598,100
2023		$123,200 Land $123,200	$123,200 (-) Land $123,200
2022	$751.00
2021			$123,200 Land $123,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1994–1999)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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