1244 Spence Rd, Pelham, GA 31779 Property Records

Grady County property record for 1244 Spence Rd, Pelham, GA 31779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,906 sqft · built 1996
Lot Size	9.24 acres (402,494 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,441 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Oct 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00620-035-001`

Property Details

APN / Parcel Number

Primary APN	`00620-035-001`
Alternative APN	`4518`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,906 sqft Heated Area
1st Floor Area	1,336 sqft
2nd Floor Area	570 sqft
Utility Area	210 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2003
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	402,494 sqft (9.24 acres)
Garage Type	Mixed
Garage Area	569 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	518 sqft
Deck Area	633 sqft
Patio Area	196 sqft
Pole Barn	1,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4518
Street Address	1244 SPENCE RD
City	PELHAM
State	GA
Zip	31779-4228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LL 95 96
Jurisdiction	GRADY GA
Township / Civil Division	SPENCE
Census Block Group	2
Census Block	2040
Census Tract	950100

Owner

1244 Spence Rd is owned and occupied by two individuals who acquired it in October 2023.

Source: Grady County records, as of March 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1244 SPENCE RD, PELHAM, GA 31779-4228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED NATIONAL BANK
Oct 6, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 5, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023
Deed Sale	Oct 6, 2023
Prior Sale	Apr 5, 2021 · Amount on File
Deed Document Number	2023862
Deed Book / Page	933 / 96
Prior Transfer Date	May 10, 1996
Prior Transfer Doc	0383000319
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	1244 SPENCE RD, PELHAM, GA 31779-4228
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1244 SPENCE RD, PELHAM, GA 31779-4228

Mortgage

Document Number	0000000941/0000000392
Date	Apr 24, 2024
Book Page	0000000941/0000000392

Lender

Name	UNITED NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2034

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRADY GA
Recording Date	Oct 6, 2023
Property Address	1244 SPENCE RD, PELHAM, GA 31779-4228
Document Number	0000933/96
Book / Page	933 / 96
Instrument Date	Oct 4, 2023
Instrument	2023000862
Transaction Type	Transfer
Record Updated	Feb 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1244 SPENCE RD, PELHAM, GA 31779-4228

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Apr 5, 2021
Property Address	1244 SPENCE RD, PELHAM, GA 31779-4228
Document Number	884/726
Book / Page	884 / 726
Instrument Date	Apr 5, 2021
Instrument	2021-000295
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1244 SPENCE RD, PELHAM, GA 31779-4228

Mortgage

Document Number	0000000884/0000000728
Date	Apr 5, 2021
Book Page	0000000884/0000000728

Lender

Name	QUICKEN LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1244 Spence Rd was $2,441 with a homeowner's exemption, down 13.9% from the year before.

Source: Grady County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,441.00 (-13.93%) Homeowner's exemption	$134,133 (+31.14%) Land $14,416 Building $119,717	$335,334 (+31.14%) Land $36,041 Building $299,293
2024	$2,836.00 (+16.61%) Homeowner's exemption	$102,284 (+10.82%) Land $14,416 Building $87,868	$255,710 (+10.82%) Land $36,041 Building $219,669
2023	$2,432.00 (+16.92%) Homeowner's exemption	$92,301 (+21.79%) Land $18,402 Building $73,899	$230,752 (+21.79%) Land $46,005 Building $184,747
2022	$2,080.00	$75,787 Land $3,888 Building $71,899	$189,467 Land $9,720 Building $179,747

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1244 Spence Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 28, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1998–2000)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1244 Spence Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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