Madison County property record for 1244 Scuddler, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,993 sqft · built 2023 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $730,000 (Oct 2025) |
| Tax Bill | $11,322 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Oct 2025 Sale + 4 more |
| APN | 09-2-22-16-17-302-026 |
| Primary APN | 09-2-22-16-17-302-026 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,993 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Construction Type | Frame |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 140 ft deep x 90 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1244 SCUDDLER |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-0080 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIRST ADDITION TO CHARLESTON LOT 70 90 X 140 |
| Legal Subdivision | FIRST ADDN |
| Legal Lot Number | 70 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 403532 |
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1244 SCUDDLER, TROY, IL 62294-0080 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 11, 2025 | Deed of Trust, Mortgage · Line of Credit FCB BANKS |
| Oct 10, 2025 | Warranty Deed, Transfer ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Sep 21, 2023 | Deed of Trust, Mortgage · Line of Credit FCB BANKS |
| Aug 22, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FCB BANKS |
| Apr 12, 2023 | Warranty Deed, Construction Loan · Construction Mortgage FCB BANKS |
| Jan 25, 2023 | Quit Claim Deed, Transfer ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on Record |
| Deed Sale | Oct 10, 2025 · Amount on Record |
| Prior Sale | Aug 22, 2023 · Amount on Record |
| Deed Document Number | 202528470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 1244 SCUDDLER, TROY, IL 62294-0080 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Name | Verified Name |
|---|
| Document Number | 0000025287 |
|---|---|
| Date | Sep 11, 2025 |
| Instrument | 2025R25287 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Oct 10, 2025 |
| Property Address | 1244 SCUDDLER, TROY, IL 62294-0080 |
| Document Number | 0000028470 |
| Map Reference | PC 65 PG 209 |
| Instrument Date | Oct 3, 2025 |
| Instrument | 2025R28470 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2025 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,095.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1244 SCUDDLER, TROY, IL 62294-0080 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 1244 SCUDDLER, TROY, IL 62294-3641 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2023 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Name | Verified Name |
|---|
| Document Number | 0000025329 |
|---|---|
| Date | Sep 21, 2023 |
| Instrument | 2023R25329 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 15, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Aug 22, 2023 |
| Property Address | 1244 SCUDDLER, TROY, IL 62294-3641 |
| Document Number | 0000022314 |
| Map Reference | PC 65 PG 209 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 2023R22314 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 13, 2023 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $918.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1244 SCUDDLER, TROY, IL 62294-3641 |
| Document Number | 0000022315 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 2023R22315 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Apr 12, 2023 |
| Property Address | 1244 SCUDDLER, TROY, IL 62294-3641 |
| Document Number | 0000009345 |
| Map Reference | PC 65 PG 209 |
| Instrument Date | Mar 28, 2023 |
| Instrument | 2023R09345 |
| Transaction Type | Construction Loan |
| Record Updated | May 3, 2023 |
| Title Company | ABSTRACTS & TITLES |
| Amount | Amount Recorded |
|---|---|
| Tax | $103.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2730 N CENTER ST, MARYVILLE, IL 62062-5624 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009346 |
|---|---|
| Date | Apr 12, 2023 |
| Instrument | 2023R09346 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000009347 |
|---|---|
| Date | Apr 12, 2023 |
| Instrument | 2023R09347 |
| Name | OSBORN DEVELOPMENT LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jan 25, 2023 |
| Property Address | 1244 SCUDDLER, TROY, IL 62294-3641 |
| Document Number | 0000002234 |
| Map Reference | PC 65 PG 209 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 2023R02234 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2023 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7700 STONEBRIDGE GOLF DR, MARYVILLE, IL 62062-6450 |
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,322.00 (+6.1%) Homeowner's exemption | $182,290 (+14.83%) Land $24,500 Building $157,790 | $546,870 (+14.83%) Land $73,500 Building $473,370 |
| 2024 | $10,671.00 (+46,295.65%) | $158,750 (+49,509.38%) Land $22,850 Building $135,900 | $476,250 (+49,457.75%) Land $68,550 Building $407,700 |
| 2022 | $23.00 | $320 Land $320 | $961 Land $961 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2008–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 16,962 people · EPA ID IL1191000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.69 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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