1244 S Prosperity St, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 1244 S Prosperity St, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,778 sqft · built 2021
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Trust Names on File
Last Sale	$560,000 (Mar 2021)
Tax Bill	$11,248 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262-530-310-000`

Property Details

APN / Parcel Number

Primary APN	`262-530-310-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,778 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,614 sqft (0.06 acres)
Garage Area	425 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1244 S PROSPERITY ST
City	TRACY
State	CA
Zip	95391-8005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 80 MTN HSE NBH D UNIT NO 2 & 4 TRACT 3670
Legal Subdivision	MOUNTAIN HOUSE NBRHD D U
Legal Tract	3670
Legal Block	1
Legal Lot Number	80
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1020
Census Tract	5223

Owner

1244 S Prosperity St is owner-occupied and held in a trust since January 2025.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1244 S PROSPERITY ST, TRACY, CA 95391-8005
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage JWH FINANCIAL INC
Mar 11, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Mar 11, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage SHEA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2021 · Amount on File
Deed Sale	Mar 11, 2021 · Amount on File
Deed Document Number	202144481
Last Transfer Date	Jan 24, 2025
Transfer Doc	0000019827
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1244 S PROSPERITY ST, MOUNTAIN HOUSE, CA 95391-8005
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1244 S PROSPERITY ST, MOUNTAIN HOUSE, CA 95391-8005

Mortgage

Document Number	0000132564
Date	Aug 9, 2021
Instrument	2021-132564

Lender

Name	JWH FINANCIAL INC
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 11, 2021
Property Address	1244 S PROSPERITY ST, MOUNTAIN HOUSE, CA 95391-8005
Document Number	0000044482
Map Reference	MB 43 PG 128
Instrument Date	Mar 5, 2021
Instrument	2021-044482
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1244 S PROSPERITY ST, MOUNTAIN HOUSE, CA 95391-8005

March 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 11, 2021
Property Address	1244 S PROSPERITY ST, MOUNTAIN HOUSE, CA 95391-8005
Document Number	0000044481
Map Reference	MB 43 PG 128
Instrument Date	Mar 4, 2021
Instrument	2021-044481
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 15, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1244 S PROSPERITY ST, MOUNTAIN HOUSE, CA 95391-8005

Mortgage

Document Number	0000044483
Date	Mar 11, 2021
Instrument	2021-044483

Lender

Name	SHEA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1244 S Prosperity St was $11,248, up 15.4% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,248.00 (+15.42%)
2025	$9,745.00	$606,161 Land $151,540 Building $454,621
2023	$9,386.00 (+2%)	$582,624 Land $145,656 Building $436,968	$736,110
2022	$9,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1244 S Prosperity St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1244 S Prosperity St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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