1244 Everett St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 1244 Everett St, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,563 sqft · built 1946
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Sep 2013)
Tax Bill	$9,543 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`503-072-026-1`

Property Details

APN / Parcel Number

Primary APN	`503-072-026-1`
Alternative APN	`503-072-026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,563 sqft Living Area
1st Floor Area	1,563 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1955
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1244 EVERETT ST
City	EL CERRITO
State	CA
Zip	94530-2435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTH BERKELEY TERR LOTS 47 & 48 BLK 22
Legal Subdivision	NORTH BERKELEY TERRACE
Legal Block	22
Legal Lot Number	47,48
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2005
Census Tract	387000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1244 EVERETT ST, EL CERRITO, CA 94530-2435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage LENDUSA LLC
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Jan 17, 2020	Deed of Trust, Mortgage NAVY FCU
Oct 12, 2018	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2013 · Amount on Record
Deed Sale	Sep 12, 2013 · Amount on Record
Deed Document Number	2013223272
Prior Transfer Date	Oct 28, 2006
Prior Transfer Doc	0000368657
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1244 EVERETT ST, EL CERRITO, CA 94530-2435
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000163353
Date	Sep 7, 2017
Instrument	2017-163353

Lender

Name	LENDUSA LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1244 EVERETT ST, EL CERRITO, CA 94530-2435
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1244 EVERETT ST, EL CERRITO, CA 94530-2435

Mortgage

Document Number	0000241046
Date	Aug 27, 2021
Instrument	2021-241046

Lender

Name	LENDUS LLC
Type	Mortgage Company
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1244 EVERETT ST, EL CERRITO, CA 94530-2435
Document Number	0000014182
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1244 EVERETT ST EL CERRITO CA 945302435, EL CERRITO, CA 94530-2435

Mortgage

Document Number	0000014182
Date	Jan 23, 2020
Instrument	14182

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1244 EVERETT ST, EL CERRITO, CA 94530-2435
Document Number	0000164518
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1244 EVERETT ST EL CERRITO CA 945302435, EL CERRITO, CA 94530-2435

Mortgage

Document Number	0000164518
Date	Oct 17, 2018
Instrument	164518

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$663,753 (+2%) Land $500,144 Building $163,609
2025	$9,543.00 (+4.17%)	$650,739 (+4.04%) Land $490,338 Building $160,401
2023	$9,161.00 (+1.53%)	$625,472 Land $471,299 Building $154,173
2022	$9,023.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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