1244 Duane Rd, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1244 Duane Rd, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,608 sqft · built 2006
Lot Size	0.434 acres (18,906 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Nov 2005)
Tax Bill	$3,484 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`127I D 021.01`

Property Details

APN / Parcel Number

Primary APN	`127I D 021.01`
Alternative APN	`0000151210`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,608 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,906 sqft (0.434 acres)
Lot Dimensions	244 ft deep x 77.3 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000151210
Street Address	1244 DUANE RD
City	CHATTANOOGA
State	TN
Zip	37405-2333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 L M THOMAS TRACT PB73 PG127 PB79 PG71 OUT OF 127I-D-21 FOR 2004
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2006
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1244 Duane Rd is owned and occupied by two individuals who bought it in November 2005.

Source: Hamilton County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1244 DUANE RD, CHATTANOOGA, TN 37405-2333
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2005 · Amount on File
Deed Sale	Nov 16, 2005 · Amount on File
Prior Sale	May 25, 2005 · Amount on File
Deed Document Number	2005164
Deed Book / Page	7748 / 963
Prior Transfer Date	Jul 1, 2005
Prior Transfer Doc	0000000382
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1244 DUANE RD, CHATTANOOGA, TN 37405-2333
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000224
Date	Mar 2, 2018
Book Page	11284/431
Instrument	2018030200224

Lender

Name	FIRST TENNESSEE BANK NA
Type	Bank
Address	CLEVELAND, TN 37312

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 28, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1244 Duane Rd was $3,484, down 6.3% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,484.00 (-6.29%)	$229,900 (+38.33%)	$919,600 (+38.33%) Land $247,500 Building $672,100
2024	$3,718.00	$166,200 (-)	$664,800 (-) Land $165,000 Building $499,800
2023	$3,718.00	$166,200 (-)	$664,800 (-) Land $165,000 Building $499,800
2022	$3,718.00	$166,200	$664,800 Land $165,000 Building $499,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1244 Duane Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1244 Duane Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20