1244 Cambridge Ave, #46, Plainfield, NJ 07062 Property Records

Union County and Plainfield City property record for 1244 Cambridge Ave, #46, Plainfield, NJ 07062

Property Summary

Property Type	Single Family Home
Details	1,352 sqft · built 1951
Lot Size	0.187 acres (8,159 sqft)
Owner	Individual Name on Record
Last Sale	$253,000 (Aug 2018)
Tax Bill	$10,051 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-00922-0000-00075`

Property Details

APN / Parcel Number

Primary APN	`12-00922-0000-00075`
Alternative APNs	`120092200075` `10808000`

Interior

Stories	2 Stories
Building Area	1,352 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	8,159 sqft (0.187 acres)
Lot Dimensions	160 ft deep x 51 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	10808000
Street Address	1244 CAMBRIDGE AVE, 46
City	PLAINFIELD
State	NJ
Zip	07062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ADDITIONAL LOTS: 1352 SQ FT
Legal Subdivision	NETHERWOOD TERRACE
Legal Block	922
Legal Lot Number	75
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1011
Census Tract	39100

Owner

Source: Union County and Plainfield City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1244 CAMBRIDGE AVE, 46, PLAINFIELD, NJ 07062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Line of Credit PEOPLES SECURITY BANK & TRUST COMPANY
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 21, 2018	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2018 · Amount on Record
Deed Sale	Aug 21, 2018 · Amount on Record
Prior Sale	Aug 18, 2016 · Amount on Record
Deed Document Number	2018303830
Deed Book / Page	6282 / 443
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1244 CAMBRIDGE AVE # 46, 46, PLAINFIELD, NJ 07062
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0157092304
Date	Oct 21, 2025
Book Page	15709/2304
Instrument	84359

Lender

Name	PEOPLES SECURITY BANK & TRUST COMPANY
Type	Bank
Address	SCRANTON, PA 18512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1244 CAMBRIDGE AVE # 46, 46, PLAINFIELD, NJ 07062-2232
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	CLOSING USA LLC, CLOSING USA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149053075
Date	Mar 10, 2021
Book Page	14905/3075
Instrument	6553

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Aug 21, 2018
Property Address	1244 CAMBRIDGE AVE # 46, 46, PLAINFIELD, NJ 07062-2232
Document Number	0062820443
Book / Page	006282 / 000443
Instrument Date	Jul 19, 2018
Instrument	303830
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	GUARDIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1244-1246 CAMBRIDGE AVE PLAINFIELD NJ 07062, PLAINFIELD, NJ 07062

Mortgage

Document Number	144810851
Date	Aug 21, 2018
Book Page	014481/000851
Instrument	661798

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

Tax Assessment & Valuation

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,600 (-) Land $46,800 Building $65,800	$112,600 (-) Land $46,800 Building $65,800
2025	$10,051.00 (+2.23%)	$112,600 (-) Land $46,800 Building $65,800	$112,600 (-) Land $46,800 Building $65,800
2024	$9,832.00 (+3.23%)
2023		$112,600 Land $46,800 Building $65,800	$112,600 Land $46,800 Building $65,800
2022	$9,524.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	25 (1996–2025)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Severe Storms And Flooding, Mar 2010 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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