Clay County property record for 1244 40th Ave N, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.46 acres (63,815 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,012 (2026) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 58.567.0050 |
| Primary APN | 58.567.0050 |
|---|---|
| Alternative APN |
|
| Lot Area | 63,815 sqft (1.46 acres) |
|---|
| Street Address | 1244 40TH AVE N |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-6699 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME OAKPORT ESTATES LOT 005 BLOCK 001 SUBDIVISIONCD 23069 LOTS 5 & 6 BLK 1 |
| Legal Subdivision | OAKPORT ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 30106 |
Source: Clay County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1244 40TH AVE N, MOORHEAD, MN 56560-6699 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 1244 40TH AVE N, MOORHEAD, MN 56560-6699 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000789461 |
|---|---|
| Date | May 17, 2019 |
| Instrument | 789461 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 15, 2024 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,012.00 (+14.31%) | ||
| 2025 | $431,900 (+4.32%) Land $67,900 Building $364,000 | $431,900 (+4.32%) Land $67,900 Building $364,000 | |
| 2023 | $6,134.00 Homeowner's exemption | $414,000 Land $65,000 Building $349,000 | $414,000 Land $65,000 Building $349,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 213 (1997–2014) |
| Claims Outside the SFHA | 180 of 213 |
| Most Recent Claim | May 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Moorhead serves 44,583 people · EPA ID MN1140008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 2,000 / 350 |
| Cable One Cable | 1,000 / 50 |
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