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12438 SE 176th Loop, Summerfield, FL 34491 Property Records

Marion County property record for 12438 SE 176th Loop, Summerfield, FL 34491

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,943 sqft · built 2004
Lot Size0.189 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Sep 2019)
Tax Bill$3,834 (2025)
Deeds & MortgagesApr 2020 Line of Credit
Sep 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN6270-001-023

Property Details

APN / Parcel Number

Primary APN6270-001-023
Alternative APN
  • 3312988000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,943 sqft Living Area
1st Floor Area1,943 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Foundation TypePier/Post & Beam
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,276 sqft (0.189 acres)
Lot Dimensions113 ft deep x 75 ft wide
Garage Area695 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area140 sqft
PorchOpen Porch
Porch Area258 sqft
Patio Area140 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number3312988000
Street Address12438 SE 176TH LOOP
CitySUMMERFIELD
StateFL
Zip34491-8052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD;PUD
Legal DescriptionSEC 31 TWP 17 RGE 24
Legal Range24E
Legal Township17S
Legal Section31
Legal SubdivisionSTONECREST
Legal BlockA
Legal Lot Number23
JurisdictionMARION FL
Township / Civil DivisionBELLEVIEW
Census Block Group1
Census Block1022
Census Tract706

Owner

Source: Marion County assessment roll, APN 6270-001-023, as of July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12438 SE 176TH LOOP, SUMMERFIELD, FL 34491-8052
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2020Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Sep 26, 2019Warranty Deed, Transfer · Conventional Mortgage
CENTRAL BK/ST LOUIS
Feb 20, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 26, 2019 · Amount on Record
Deed SaleSep 26, 2019 · Amount on Record
Prior SaleAug 24, 2005 · Amount on Record
Deed Document Number2019101430
Deed Book / Page7048 / 1011
Record UpdatedJun 08, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address12438 SE 176TH LOOP, SUMMERFIELD, FL 34491-8052
Transaction TypeMortgage
Record UpdatedJul 29, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071641649
DateApr 01, 2020
Book Page7164/1649
Instrument2020035736
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMar 17, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateSep 26, 2019
Property Address12438 SE 176TH LOOP, SUMMERFIELD, FL 34491-8052
Document Number0070481011
Book / Page007048 / 001011
Instrument DateSep 24, 2019
Instrument101430
Transaction TypeTransfer
Record UpdatedOct 07, 2019
Title CompanyAFFILIATED TITLE/CTRL FL LIMITED, AFFILIATED TITLE/CTRL FL LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12438 SE 176TH LOOP SUMMERFIELD FL 344918052, SUMMERFIELD, FL 34491-8052

Mortgage

Document Number70481013
DateSep 26, 2019
Book Page007048/001013
Instrument101431
Lender
NameCENTRAL BK/ST LOUIS
AddressSAINT LOUIS, MO 63105-1809
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 25, 2029

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARION FL
Recording DateFeb 20, 2017
Property Address12438 SE 176TH LOOP, SUMMERFIELD, FL 34491-8052
Document Number0065340511
Book / Page006534 / 000511
Instrument DateJan 06, 2017
Instrument15580
Transaction TypeTransfer
Record UpdatedMar 23, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address12438 SE 176TH LOOP SUMMERFIELD FL 344918052, SUMMERFIELD, FL 34491-8052

Tax Assessment & Valuation

Source: Marion County assessment roll as of July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,834.00 (+10.05%) Homeowner's exemption$256,477 (+5.99%) Land $61,800 Building $194,677$348,512 (+0.59%) Land $61,800 Building $286,712
2023$3,484.00 (+2.89%) Homeowner's exemption$241,989 (+3%) Land $61,800 Building $180,189$346,479 (+12.1%) Land $61,800 Building $284,679
2022$3,386.00 Homeowner's exemption$234,941$309,067 Land $51,900 Building $257,167

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marion County (12083C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120830007061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 422 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Zito West Holding
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3424897, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemEAST SIDE CONSOLIDATED
public/private · serves 40,251 people
Water SourceGroundwater
Last State InspectionJan 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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