12436 Roby Rd, Plato, MO 65552 Property Records

Texas County property record for 12436 Roby Rd, Plato, MO 65552

Property Summary

Property Type	Rural Home
Details	1,732 sqft · built 2006
Lot Size	6.08 acres (264,845 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,700 (Nov 2020)
Tax Bill	$850 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2020 Mortgage + 1 more
APN	`7-2-3-022.04`

Property Details

APN / Parcel Number

Primary APN	`7-2-3-022.04`
Alternative APN	`07-0.2-03-000-000-022.04`

Interior

Stories	1 Story
Building Area	1,732 sqft Finished Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	264,845 sqft (6.08 acres)
Utility Building	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Other

Location & Zoning

Street Address	12436 ROBY RD
City	PLATO
State	MO
Zip	65552-8145
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SWQ SWQ (EX THE N 150 ' OF W 488.82' OF NW SW SW LY E OF ROBY RD )
Legal Range	11
Legal Township	32
Legal Section	03
Jurisdiction	TEXAS MO
Township / Civil Division	ROUBIDOUX
Census Block Group	1
Census Block	1007
Census Tract	480301

Owner

Source: Texas County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12436 ROBY RD, PLATO, MO 65552-8145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 16, 2020	Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 13, 2018	Intrafamily Transfer, Transfer · Line of Credit BANK OF CROCKER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Prior Sale	Dec 13, 2018 · Amount on Record
Deed Document Number	20203787
Deed Book / Page	2020 / 3787
Prior Transfer Date	Dec 10, 2018
Prior Transfer Doc	2018/3663
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	12436 ROBY RD, PLATO, MO 65552-8145
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12436 ROBY RD, PLATO, MO 65552-8145

Mortgage

Document Number	2021/3152
Date	Aug 12, 2021
Book Page	2021/3152
Instrument	202103152

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TEXAS MO
Recording Date	Nov 16, 2020
Property Address	12436 ROBY RD, PLATO, MO 65552-8145
Document Number	02020/3787
Book / Page	2020 / 3787
Instrument Date	Nov 16, 2020
Instrument	202003787
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12436 ROBY RD, PLATO, MO 65552-8145

Mortgage

Document Number	0202003788
Date	Nov 16, 2020
Instrument	202003788

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TEXAS MO
Recording Date	Dec 13, 2018
Property Address	12436 ROBY RD, PLATO, MO 65552-8145
Document Number	2018/3663
Book / Page	2018 / 3663
Instrument Date	Dec 10, 2018
Instrument	201803663
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12436 ROBY RD, PLATO, MO 65552-8145

Mortgage

Document Number	201803664
Date	Dec 13, 2018
Instrument	201803664

Lender

Name	BANK OF CROCKER
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 10, 2019

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Texas County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Texas County
County Subdivision	Roubidoux Township
Unified School District	Plato R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$850.00 (-0.93%)	$23,420 (-)	$123,590 (-) Land $7,190 Building $116,400
2024	$858.00
2023		$23,420	$123,590 Land $7,190 Building $116,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 53% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXAS COUNTY PWSD 1 serves 3,335 people · EPA ID MO4024606
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Splash Wireless Internet Fixed Wireless	200 / 25
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Brightspeed, Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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