12435 S Emerald Ave, Chicago, IL 60628 Property Records

Cook County property record for 12435 S Emerald Ave, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 988 sqft · built 1953
Lot Size	0.099 acres (4,305 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (May 2019)
Tax Bill	$2,048 (2023)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-28-309-014`

Property Details

APN / Parcel Number

Primary APN	`25-28-309-014`
Alternative APN	`25-28-309-014-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1955
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,305 sqft (0.099 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	12435 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60628-7033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(SECOND) ADD TO (WEST) (PULLMAN) BEING PT OF WH SW SEC 28-37-14
Legal Range	14E
Legal Township	37N
Legal Section	28
Legal Subdivision	SECOND ADD TO WEST PULLMAN
Legal Block	6
Legal Lot Number	33,34
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2037
Census Tract	530503

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12435 S EMERALD AVE, CHICAGO, IL 60628-7033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2019 · Amount on Record
Deed Sale	May 16, 2019 · Amount on Record
Prior Sale	Dec 2, 2014 · Amount on Record
Deed Document Number	20191016
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 16, 2019
Property Address	12435 S EMERALD AVE, CHICAGO, IL 60628-7033
Document Number	1913601016
Instrument Date	May 13, 2019
Instrument	13601016
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 169TH ST COUNTRY CLUB HILLS IL 604782138, COUNTRY CLUB HILLS, IL 60478-2138

Mortgage

Document Number	1913601018
Date	May 16, 2019
Instrument	13601018

Lender

Name	NEIGHBORHOOD LENDING SVCS
Address	CHICAGO, IL 60622

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 15, 2024

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	1913601017,
Date	May 16, 2019
Instrument	13601017

Lender

Name	NEIGHBORHOOD LENDING SVCS
Address	CHICAGO, IL 60622

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 15, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,000 (+7.69%) Land $2,583 Building $11,417	$140,000 (+7.69%) Land $25,830 Building $114,170
2023	$2,048.00 (+3.64%)
2022	$1,976.00 (+1.39%) Homeowner's exemption	$13,000 (-) Land $1,722 Building $11,278	$130,000 (-) Land $17,220 Building $112,780
2021	$1,949.00 Homeowner's exemption	$13,000 Land $1,722 Building $11,278	$130,000 Land $17,220 Building $112,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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