12435 Phelps Rd, Charlevoix, MI 49720 Property Records

Charlevoix County property record for 12435 Phelps Rd, Charlevoix, MI 49720 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 1996
Lot Size	10.5 acres (457,380 sqft)
Owner	Individual Name on File
Last Sale	$143,000 (Jul 1999)
Tax Bill	$2,006 (2025)
Flood Zone	Zone X (minimal risk)
APN	`009-025-002-25`

Property Details

APN / Parcel Number

Primary APN	`009-025-002-25`

Interior

Full Baths	2 Baths
Building Area	1,344 sqft Building Perimeter
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	457,380 sqft (10.5 acres)
Garage Area	784 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12435 PHELPS RD
City	CHARLEVOIX
State	MI
Zip	49720-9567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT S1/4 COR SEC 25 T33N R8W TH N89 DEG22'05E AL S LI OF SD SEC 50.73 FT TOC/L OF 66 FT PRI RD EASE & C/L OF PHELPS RD BEI
Legal Range	08W
Legal Township	33N
Legal Section	25
Jurisdiction	CHARLEVOIX MI
Township / Civil Division	MARION
Census Block Group	2
Census Block	2045
Census Tract	800

Owner

Source: Charlevoix County records · APN 009-025-002-25

Assessment roll updated June 18, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12435 PHELPS RD, CHARLEVOIX, MI 49720-9567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 1999 · Amount on Record
Deed Sale	Jul 28, 1999 · Amount on Record
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Charlevoix County records · Assessment roll updated June 18, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Charlevoix County
County Subdivision	Marion Township
Unified School District	Charlevoix Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,700 (+11.36%)	$325,400 (+11.36%)
2025	$2,006.00 (+1.26%) Homeowner's exemption	$146,100 (+27.82%)	$292,200 (+27.82%)
2024	$1,981.00 (+6.73%)
2023		$114,300	$228,600
2022	$1,856.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlevoix County (26029C), updated September 15, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.