12435 Eugene Dr, Chesterland, OH 44026 Property Records

Geauga County property record for 12435 Eugene Dr, Chesterland, OH 44026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,201 sqft · built 2004
Lot Size	5.03 acres (219,107 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Feb 2004)
Tax Bill	$11,800 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-389233`

Property Details

APN / Parcel Number

Primary APN	`11-389233`
Alternative APN	`006158-1`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,201 sqft Living Area
1st Floor Area	2,870 sqft
Upper Floors Area	1,331 sqft
Basement Area	2,870 sqft
Unfinished Basement	2,870 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	219,107 sqft (5.03 acres)
Garage Area	758 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	406 sqft
Deck Area	250 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	006158-1
Street Address	12435 EUGENE DR
City	CHESTERLAND
State	OH
Zip	44026-2252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3A
Legal Description	S/L 3 COOPERS HAWK SUB
Legal Subdivision	COOPERS HAWK
Jurisdiction	GEAUGA OH
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2000
Census Tract	310700

Owner

12435 Eugene Dr is owned and occupied by an individual who bought it in February 2004.

Source: Geauga County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	12435 EUGENE DR, CHESTERLAND, OH 44026-2252
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2004 · Amount on File
Deed Sale	Feb 10, 2004 · Amount on File
Deed Document Number	2004687068
Deed Book / Page	1718 / 2465
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Recording Date	Aug 14, 2026
Property Address	12435 EUGENE DR, CHESTERLAND, OH 44026-2252
Document Number	0001050492
Book / Page	2227 / 643
Instrument Date	Aug 7, 2026
Instrument	20261050492
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12435 EUGENE DR, CHESTERLAND, OH 44026-2252

Mortgage

Document Number	0001050492,
Date	Aug 14, 2026
Book Page	2227/643
Instrument	20261050492

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 12435 Eugene Dr was $11,800 with a homeowner's exemption, down 1% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Chester Township
Unified School District	West Geauga Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,800.00 (-0.96%)	$275,390 (-) Land $53,170 Building $222,220
2024	$11,914.00 (-1.49%) Homeowner's exemption	$275,390 (-) Land $53,170 Building $222,220
2023	$12,094.00 Homeowner's exemption	$275,390 (+36.51%) Land $53,170 Building $222,220	$786,800 Land $151,900 Building $634,900
2022		$201,740 Land $44,310 Building $157,430
2021	$10,147.00
2020			$576,400 Land $126,600 Building $449,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12435 Eugene Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2011–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12435 Eugene Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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