Mecklenburg County property record for 12435 Bain School Rd, Mint Hill, NC 28227
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,108 sqft · built 2017 |
| Lot Size | 4.4 acres (192,012 sqft) |
| Owner | Individual Name on File |
| Last Sale | $680,000 (Jan 2023) |
| Tax Bill | $5,097 (2023) |
| Deeds & Mortgages | Jan 2023 Sale Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 197-051-19 |
| Primary APN | 197-051-19 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,108 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 192,012 sqft (4.4 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Old Parcel Number | 197-051-19 |
|---|---|
| Street Address | 12435 BAIN SCHOOL RD |
| City | MINT HILL |
| State | NC |
| Zip | 28227-7546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | DIST:7 CITY/MUNI/TWP:MINT HILL MAP REF:BK 197 PG 5 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 6, CLEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 5714 |
12435 Bain School Rd is owned and occupied by an individual who bought it in January 2023.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12435 BAIN SCHOOL RD, MINT HILL, NC 28227-7546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2023 | Warranty Deed, Transfer |
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 28, 2018 | Loan Modification, Mortgage · Conventional Mortgage FIRST BK |
| Aug 16, 2017 | Warranty Deed, Construction Loan · Construction Mortgage FIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2023 · Amount on File |
| Deed Sale | Jan 19, 2023 · Amount on File |
| Prior Sale | Aug 16, 2017 · Amount on File |
| Deed Document Number | 2023004865 |
| Deed Book / Page | 37890 / 874 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 19, 2023 |
| Property Address | 12435 BAIN SCHOOL RD, MINT HILL, NC 28227-7546 |
| Document Number | 0000004865 |
| Book / Page | 37890 / 874 |
| Instrument Date | Jan 14, 2023 |
| Instrument | 2023004865 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7018 RAVENCREST DR, CHARLOTTE, NC 28269-0866 |
| Name | Verified Name |
|---|---|
| Address | 12435 BAIN SCHOOL RD, MINT HILL, NC 28227-7546 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 12435 BAIN SCHOOL RD, MINT HILL, NC 28227-7546 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000056625 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 34497/763 |
| Instrument | 2020056625 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2040 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 12435 BAIN SCHOOL RD, MINT HILL, NC 28227-7546 |
| Document Number | 0000111386 |
| Instrument Date | Aug 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12435 BAIN SCHOOL RD MINT HILL NC 282277546, MINT HILL, NC 28227-7546 |
| Document Number | 0000111386 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 032948/000994 |
| Instrument | 111386 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | TROY, NC 27371 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 30, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 16, 2017 |
| Property Address | 12435 BAIN SCHOOL RD, MINT HILL, NC 28227-7546 |
| Document Number | 0000111201 |
| Book / Page | 32048 / 246 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 2017111201 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 7018 RAVENCREST DR, CHARLOTTE, NC 28269-0866 |
| Document Number | 0000111202 |
|---|---|
| Date | Aug 16, 2017 |
| Instrument | 2017111202 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Sep 1, 2048 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Mint Hill Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 12435 Bain School Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12435 Bain School Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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