12434 Andrew St, Plano, IL 60545 Property Records

Kendall County property record for 12434 Andrew St, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,637 sqft · built 2005
Lot Size	1.03 acres (45,212 sqft)
Owner	Individual Name on File
Last Sale	$317,500 (Dec 2013)
Tax Bill	$12,559 (2024)
Deeds & Mortgages	Oct 2025 Transfer May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-25-454-008`

Property Details

APN / Parcel Number

Primary APN	`01-25-454-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,637 sqft Living Area
Gross Area	5,251 sqft
1st Floor Area	2,637 sqft
Basement Area	1,830 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	45,212 sqft
Lot Dimensions	330 ft deep x 137 ft wide
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12434 ANDREW ST
City	PLANO
State	IL
Zip	60545-9767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 SCHAEFER WOODS NORTH UNIT 3
Legal Subdivision	SCHAEFER WOODS NORTH
Legal Lot Number	25
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3103
Census Tract	890501

Owner

12434 Andrew St is owned and occupied by an individual who acquired it in September 2025.

Source: Kendall County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	12434 ANDREW ST, PLANO, IL 60545-9767
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2013 · Amount on File
Deed Sale	Dec 19, 2013 · Amount on File
Deed Document Number	201324790
Last Transfer Date	Sep 19, 2025
Transfer Doc	0000012768
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENDALL IL
Recording Date	Oct 1, 2025
Property Address	12434 ANDREW ST, PLANO, IL 60545-9767
Document Number	0000012768
Map Reference	DOC 200100018700
Instrument Date	Sep 19, 2025
Instrument	202500012768
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12434 ANDREW ST, PLANO, IL 60545-9767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12434 ANDREW ST, PLANO, IL 60545-9767

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	12434 ANDREW ST, PLANO, IL 60545-9767
Transaction Type	Mortgage
Record Updated	Apr 26, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007479
Date	May 8, 2020
Instrument	202000007479

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	396 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Unified School District	Yorkville Community Unit School District 115 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$182,830 (+9.31%) Land $25,065 Building $157,765	$548,490 (+9.31%) Land $75,195 Building $473,295
2024	$12,559.00	$167,258 Land $22,930 Building $144,328	$501,774 Land $68,790 Building $432,984
2022		$135,735 Land $18,608 Building $117,127	$407,205 Land $55,824 Building $351,381

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12434 Andrew St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12434 Andrew St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Rise Broadband Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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