1. Home
  2. Florida
  3. Sumter County
  4. Oxford
  5. NE 48th Cir

12432 NE 48th Cir, Oxford, FL 34484 Property Records

Sumter County property record for 12432 NE 48th Cir, Oxford, FL 34484

Property Summary

Property TypeSingle Family Home
Details2,632 sqft · built 2014
Lot Size0.171 acres (7,441 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Jan 2020)
Tax Bill$4,528 (2025)
Deeds & MortgagesFeb 2023 Transfer
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN091823D09M027

Property Details

APN / Parcel Number

Primary APN091823D09M027
Alternative APNs
  • D09M027
  • 1009870

Interior

Building Area2,632 sqft Living Area
Gross Area3,363 sqft
1st Floor Area2,632 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleConventional
Exterior MaterialWood
Construction TypeConcrete Block
Lot Area7,441 sqft (0.171 acres)
Garage TypeAttached
Garage Area470 sqft
Parking Spaces1 Parking Space
PorchScreened Porch
Porch Area309 sqft
Patio Area243 sqft

Location & Zoning

Street Address12432 NE 48TH CIR
CityOXFORD
StateFL
Zip34484-9600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 27 & 49 THE VILLAGES OF PARKWOOD PB 10 PG 17-17F
Legal Range23E
Legal Township18S
Legal Section9
Legal SubdivisionTHE VILLAGES OF PARKWOOD
Legal Lot Number27,49
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group2
Census Block2020
Census Tract911703

Owner

12432 NE 48th Cir is owned by two individuals who acquired it in January 2023.

Source: Sumter County records, as of December 2, 2025

Owner of Record2 Individual Names on File
Mailing Address10464 SILVER MAPLE AVE, OXFORD, FL 34484-3821
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2023Intrafamily Transfer, Transfer
ACCOMMODATION
Jan 28, 2020Warranty Deed, Transfer · Conventional Mortgage
MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2020 · Amount on File
Deed SaleJan 28, 2020 · Amount on File
Prior SaleMay 4, 2015 · Amount on File
Deed Document Number20203853
Deed Book / Page3694 / 718
Last Transfer DateJan 16, 2023
Transfer Doc0044170604
Record UpdatedJun 8, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSUMTER FL
Recording DateFeb 10, 2023
Property Address12432 NE 48TH CIR, OXFORD, FL 34484-9600
Document Number0044170604
Book / Page4417 / 604
Map ReferenceMB 10 PG 17&17A-17F
Instrument DateJan 16, 2023
Instrument202360005754
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10464 SILVER MAPLE AVE, OXFORD, FL 34484-3821

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address10464 SILVER MAPLE AVE, OXFORD, FL 34484-3821

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateJan 28, 2020
Property Address12432 NE 48TH CIR, OXFORD, FL 34484-9600
Document Number0036940718
Book / Page3694 / 0718
Map ReferenceMB 10 PG 17,17A-17F
Instrument DateJan 17, 2020
Instrument202060003853
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyADVANTAGE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12432 NE 48TH CIR, 12432, OXFORD, FL 34484-9600

Transferred To (Grantee/Buyer)

NameVerified Name
Address2831 CADBURY CIR, LAKE IN THE HILLS, IL 60156-6712

Mortgage

Document Number0036940720
DateJan 28, 2020
Instrument3694/0720
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12432 NE 48th Cir was $4,528, up 6.6% from the year before.

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
MunicipalityWildwood City
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,528.00 (+6.57%)$330,220 Land $15,370 Building $314,850$330,220 Land $15,370 Building $314,850
2024$4,249.00 (+9.4%)
2023$3,884.00 (+11.87%)$310,590 (+27.09%) Land $15,370 Building $295,220$310,590 (+19.23%) Land $15,370 Building $295,220
2022$3,472.00$244,390$260,490 Land $15,370 Building $245,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12432 NE 48th Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12432 NE 48th Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: CenturyLink, Verizon.

Nearby Properties on NE 48th Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures