12432 E D Ave, Richland, MI 49083 Property Records

Kalamazoo County property record for 12432 E D Ave, Richland, MI 49083

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on Record
Tax Bill	$2,581 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-20-194-210`

Property Details

APN / Parcel Number

Primary APN	`04-20-194-210`

Interior

Full Baths	1 Bath
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Architectural Style	Ranch
Lot Area	7,841 sqft (0.18 acres)
Lot Depth	44 ft Depth

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12432 E D AVE
City	RICHLAND
State	MI
Zip	49083-9427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-1
Legal Description	PLAT OF BAY VIEW LOT 13 ALSO W 1/2 OF ALLEY E OF LOT 13 ALSO TOGETHER WITH THE USE OF SHORE OF GULL LAKE AS OCCUPIED AND DESC
Legal Subdivision	SHORE GULL LAKE
Legal Lot Number	12-13
Jurisdiction	KALAMAZOO MI
Township / Civil Division	ROSS
Census Block Group	3
Census Block	3005
Census Tract	2601

Owner

Source: Kalamazoo County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12432 E D AVE, RICHLAND, MI 49083-9427
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Sep 13, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 12, 2019
Transfer Doc	2019026751
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	12432 E D AVE, RICHLAND, MI 49083-9427
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12432 E D AVE, RICHLAND, MI 49083-9427

Mortgage

Document Number	2021037256
Date	Sep 17, 2021
Instrument	2021-037256

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 16, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Sep 13, 2019
Property Address	12432 E D AVE, RICHLAND, MI 49083-9427
Document Number	2019026751
Instrument Date	Sep 12, 2019
Instrument	2019-026751
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12432 E D AVE, RICHLAND, MI 49083-9427

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Ross Township
Unified School District	Gull Lake Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,200 (+2.78%)	$488,400 (+2.78%)
2025	$2,581.00 (+28.47%) Homeowner's exemption	$237,600 (+43.39%)	$475,200 (+43.39%)
2023		$165,700	$331,400
2019	$2,009.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Metronet.

Cell Coverage

5G (outdoors only) and 4G LTE

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