12432 Claremont, Wright City, MO 63390 Property Records

Warren County property record for 12432 Claremont, Wright City, MO 63390

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,586 sqft · built 2017
Lot Size3.37 acres (146,797 sqft)
OwnerTrust Name on File
Last Sale$235,300 (Aug 2017)
Tax Bill$4,890 (2025)
Deeds & MortgagesSep 2021 Refinance
Oct 2019 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN11-10.0-0-00-024.008.000

Property Details

APN / Parcel Number

Primary APN11-10.0-0-00-024.008.000

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,586 sqft Living Area
Basement Area2,546 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area146,797 sqft (3.37 acres)
Garage TypeAttached
Garage Area988 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area162 sqft
Deck Area126 sqft
Patio Area258 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGeothermal

Location & Zoning

Street Address12432 CLAREMONT
CityWRIGHT CITY
StateMO
Zip63390-5019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 CLAREMONT SUBD CALCULATED ACRES: 3.03
Legal Range01W
Legal Township46N
Legal Section10
Legal SubdivisionCLAREMONT
Legal Lot Number19
JurisdictionWARREN MO
Township / Civil DivisionHICKORY GROVE
Census Block Group3
Census Block3039
Census Tract820201

Owner

12432 Claremont is owner-occupied and held in a trust since August 2017.

Source: Warren County records, as of February 9, 2026

Owner of RecordTrust Name on File
Mailing Address12432 CLAREMONT, WRIGHT CITY, MO 63390-5019
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
COMMUNITY STATE BANK
Oct 1, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
COMMUNITY STATE BANK
Aug 24, 2017Correction Deed · Conventional Mortgage
FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2017 · Amount on File
Deed SaleAug 24, 2017 · Amount on File
Prior SaleSep 21, 2016
Deed Document Number20175065
Prior Transfer DateApr 27, 2007
Prior Transfer Doc0000003269
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN MO
Property Address12432 CLAREMONT, WRIGHT CITY, MO 63390-5019
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202107881
DateSep 13, 2021
Instrument202107881
Lender
NameCOMMUNITY STATE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN MO
Property Address12432 CLAREMONT, WRIGHT CITY, MO 63390-5019
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201906117
DateOct 1, 2019
Instrument201906117
Lender
NameCOMMUNITY STATE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueNov 1, 2049

August 2017: Correction Deed

Document TypeCorrection Deed
JurisdictionWARREN MO
Recording DateAug 24, 2017
Property Address12432 CLAREMONT, WRIGHT CITY, MO 63390-5019
Document Number0201705065
Instrument DateAug 22, 2017
Instrument201705065
Record UpdatedJun 6, 2023

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address12432 CLAREMONT, WRIGHT CITY, MO 63390-5019
InvestorPossibly a Property Investor

Mortgage

Document Number0201705066
DateAug 24, 2017
Instrument201705066
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12432 Claremont was $4,890, up 0.7% from the year before.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyWarren County
Unified School DistrictWright City R-II of Warren County (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,890.00 (+0.74%)$77,921 (+13%) Land $7,729 Building $70,192$410,110 Land $40,680 Building $369,430
2024$4,854.00 (+14.43%)$68,955 (-) Land $6,839 Building $62,116
2023$4,242.00 (+7.97%)$68,955 (+8%) Land $6,839 Building $62,116$362,923 Land $35,996 Building $326,927
2022$3,929.00$63,848 Land $6,333 Building $57,515
2021$336,040 Land $33,330 Building $302,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12432 Claremont in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12432 Claremont is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 45% of Missouri
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2 WARREN
serves 1,192 people · EPA ID MO6024629
Water SourceGroundwater
Last State InspectionAug 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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