12431 SW 106th Ter, Miami, FL 33186 Property Records

Miami-Dade County property record for 12431 SW 106th Ter, Miami, FL 33186

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,323 sqft · built 1976
Lot Size0.186 acres (8,100 sqft)
Owner2 Individual Names on File
Last Sale$130,000 (Jul 1998)
Tax Bill$2,962 (2025)
Deeds & MortgagesApr 2024 Mortgage
Flood ZoneZone AH (high risk)
APN30-5912-002-0160

Property Details

APN / Parcel Number

Primary APN30-5912-002-0160

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,323 sqft Living Area
Gross Area1,824 sqft
1st Floor Area1,323 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1986
Exterior MaterialConcrete Block/Hollow Tile/Frame
Construction TypeConcrete Block
Lot Area8,100 sqft (0.186 acres)
Garage Area148 sqft
PorchPorch
Porch Area49 sqft

Location & Zoning

Street Address12431 SW 106TH TER
CityMIAMI
StateFL
Zip33186-3708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal DescriptionDEVON-AIRE ESTS SEC 2 PB 104-30 LOT 16 BLK 7 LOT SIZE 8060 SQ FT OR 18171-2073 0698 1
Legal Range39E
Legal Township55S
Legal Section12
Legal SubdivisionDEVON-AIRE ESTS
Legal Block7
Legal Lot Number16
JurisdictionDADE FL
Township / Civil DivisionKENDALE LAKES-TAMIAMI
Census Block Group3
Census Block3012
Census Tract19200

Owner

12431 SW 106th Ter is owned and occupied by two individuals who bought it in July 1998.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address12431 SW 106TH TER, MIAMI, FL 33186-3708
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 1998 · Amount on File
Deed SaleJul 2, 1998 · Amount on File
Deed Book / Page18171 / 2073
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address12431 SW 106TH TER, MIAMI, FL 33186-3708
Transaction TypeMortgage
Record UpdatedApr 30, 2024
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address12431 SW 106TH TER, MIAMI, FL 33186-3708

Mortgage

Document Number0000270194
DateApr 10, 2024
Book Page34172/4721
Instrument2024R0270194
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
Address7007 BROADWAY AVE, CLEVELAND, OH 44105
Agreement
AmountAmount on Record
Term60 Months
DueApr 5, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 12431 SW 106th Ter was $2,962 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,962.00 Homeowner's exemption$174,142$481,904 Land $343,200 Building $138,704
2023$2,663.00 (+4.84%) Homeowner's exemption$164,306 (+3%)$445,428 (+11.43%) Land $296,400 Building $149,028
2022$2,540.00 Homeowner's exemption$159,521$399,740 Land $249,600 Building $150,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12431 SW 106th Ter in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 353 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies353 in force
Nearby Flood Claims47 (1979–2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Wilma, Oct 2005 · 4 claims
  • Hurricane Irene, Oct 1999 · 9 claims
  • Hurricane Andrew, Aug 1992 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12431 SW 106th Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: SkyNet360.

Nearby Properties on SW 106th Ter

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