Madison County property record for 12431 Reding Rd, Alhambra, IL 62001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,338 sqft · built 1990 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $134,000 (Apr 2014) |
| Tax Bill | $4,296 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Mar 2017 Mortgage + 1 more |
| APN | 03-1-12-05-00-000-004-001 |
| Primary APN | 03-1-12-05-00-000-004-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,338 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 12431 REDING RD |
|---|---|
| City | ALHAMBRA |
| State | IL |
| Zip | 62001-1417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW SW |
| Jurisdiction | MADISON IL |
| Township / Civil Division | LEEF |
| Census Block Group | 4 |
| Census Block | 4076 |
| Census Tract | 403802 |
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12431 REDING RD, ALHAMBRA, IL 62001-1417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Mar 21, 2017 | Deed of Trust, Mortgage REGIONS BANK |
| Mar 2, 2017 | Deed of Trust, Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2014 · Amount on Record |
| Deed Sale | Apr 4, 2014 · Amount on Record |
| Prior Sale | Mar 23, 2006 · Amount on Record |
| Deed Document Number | 201410092 |
| Last Transfer Date | Sep 12, 2025 |
| Transfer Doc | 0000025777 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Sep 16, 2025 |
| Property Address | 12431 REDING RD, ALHAMBRA, IL 62001-1417 |
| Document Number | 0000025777 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 2025R25777 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12431 REDING RD, ALHAMBRA, IL 62001-1417 |
| Document Number | 0000025778 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 2025R25778 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.45% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 12431 REDING RD, ALHAMBRA, IL 62001-1417 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009158 |
|---|---|
| Date | Mar 21, 2017 |
| Instrument | 2017R09158 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Feb 14, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 12431 REDING RD, ALHAMBRA, IL 62001-1417 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007103 |
|---|---|
| Date | Mar 2, 2017 |
| Instrument | 2017R07103 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Amount | Amount Recorded |
|---|---|
| Term | 83 Months |
| Due | Feb 1, 2024 |
| Rate | 3.25% |
|---|
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Leef Township |
| Unified School District | Highland Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,296.00 (+121.1%) Homeowner's exemption Senior Citizen's exemption | $64,780 (+9.13%) Land $8,620 Building $56,160 | $194,340 (+9.13%) Land $25,860 Building $168,480 |
| 2024 | $1,943.00 (-34.69%) | $59,360 (+23.69%) Land $7,900 Building $51,460 | $178,080 (+23.57%) Land $23,700 Building $154,380 |
| 2022 | $2,975.00 | $47,990 Land $6,390 Building $41,600 | $144,114 Land $19,189 Building $124,925 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allpoint NetworX Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
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