12431 Mount Bross Pl, Peyton, CO 80831 Property Records

El Paso County property record for 12431 Mount Bross Pl, Peyton, CO 80831 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.75 ba · 2,963 sqft · built 2010
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Apr 2026)
Tax Bill	$3,473 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42301-05-003`

Property Details

APN / Parcel Number

Primary APN	`42301-05-003`
Alternative APN	`R4230105003`

Interior

Bedrooms	5 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,963 sqft Living Area
Gross Area	3,823 sqft
1st Floor Area	1,576 sqft
Basement Area	1,552 sqft
Finished Basement	1,387 sqft
Unfinished Basement	165 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,700 sqft (0.177 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	75 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R4230105003
Street Address	12431 MOUNT BROSS PL
City	PEYTON
State	CO
Zip	80831-4433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 158 MERIDIAN RANCH FIL NO 2
Legal Subdivision	MERIDIAN RANCH FIL NO 02
Legal Lot Number	158
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	3
Census Block	3043
Census Tract	3914

Owner

Source: El Paso County records · APN 42301-05-003

Assessment roll updated June 1, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12431 MOUNT BROSS PL, PEYTON, CO 80831-4433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 09, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 09, 2026 · Amount on Record
Deed Sale	Apr 09, 2026 · Amount on Record
Prior Sale	Aug 24, 2010 · Amount on Record
Deed Document Number	202632912
Prior Transfer Date	Apr 23, 2012
Prior Transfer Doc	0000075827
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Apr 09, 2026
Property Address	12431 MOUNT BROSS PL, PEYTON, CO 80831-4433
Document Number	0000032912
Instrument Date	Apr 07, 2026
Instrument	202632912
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,201.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12431 MOUNT BROSS PL, PEYTON, CO 80831-4433
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032913,
Date	Apr 09, 2026
Instrument	202632913

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	5.98%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	12431 MOUNT BROSS PL, PEYTON, CO 80831-4433
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079014
Date	Apr 21, 2021
Instrument	221079014

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	May 01, 2026
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4.12%
Index	5-Year CMT
Margin	2
Max Rate	7.12%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	12431 MOUNT BROSS PL, PEYTON, CO 80831-4433
Document Number	0000042935
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12431 MOUNT BROSS PL PEYTON CO 808314433, PEYTON, CO 80831-4433

Mortgage

Document Number	0000042935
Date	Mar 30, 2020
Instrument	42935

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 29, 2030

Tax Assessment & Valuation

Source: El Paso County records · Assessment roll updated June 1, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	School District 49 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,890 (-)	$509,116 (-)
2025	$3,473.00 (+4.99%)	$35,890 (-0.42%)	$509,116 (-5.37%)
2024	$3,308.00 (+3.96%)	$36,040 (-) Land $7,200 Building $28,840
2023	$3,182.00 (+21.03%)	$36,040 (+38.35%) Land $7,200 Building $28,840	$538,000 (+43.53%) Land $107,500 Building $430,500
2022	$2,629.00	$26,050 Land $5,910 Building $20,140	$374,832 Land $85,000 Building $289,832

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Paso County (08041C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080410039143, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026, other causes

Wildfire

Wildfire Risk	Low above 36% of the US · above 19% of Colorado
Wildfire Likelihood	About 1 in 2,326 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 465 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Conexon Connect	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Windfield Enterprises	Fixed Wireless (licensed-by-rule)	1,000 / 220
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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