San Diego County property record for 12431 Metate Ln, Poway, CA 92064 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,254 sqft Living Area |
| Lot Size | 9,100 sqft (0.209 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $620,000 (2020) |
| Tax Bill | $7,674.00 (2025) |
Source: San Diego County records · APN 317-301-06-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12431 METATE LN, POWAY, CA 92064-6017 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 21, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jul 10, 2020 | Grant Deed, Transfer · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2020 · Amount on Record |
| Deed Sale | Jul 10, 2020 · Amount on Record |
| Prior Sale | Nov 25, 2013 · Amount on Record |
| Deed Doc Number | 2020368651 |
| Prior Transfer Date | May 23, 2015 |
| Prior Transfer Doc | 0000274818 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12431 METATE LN, POWAY, CA 92064-6017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 12431 METATE LN, POWAY, CA 92064-6017 |
| Document Number | 0000226327 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 2023-0226327 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 10, 2020 |
| Property Address | 12431 METATE LN, POWAY, CA 92064-6017 |
| Document Number | 0000368651 |
| Map Reference | MAP 4282 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 2020-0368651 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WFG TITLE CO OF CA SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 12431 METATE LN, POWAY, CA 92064-6017 |
| Document Number | 0000368652 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 2020-0368652 |
| Name | RESIDENTIAL WHOLESALE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Poway City |
| Unified School District | Poway Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $684,525 (+2%) Land $401,787 Building $282,738 | |
| 2025 | $7,674.00 (+4.89%) | $671,104 (+4.04%) Land $393,909 Building $277,195 |
| 2023 | $7,316.00 (+1.67%) | $645,046 Land $378,614 Building $266,432 |
| 2022 | $7,196.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 317-301-06-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,254 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 9,100 sqft (0.209 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 12431 METATE LN |
|---|---|
| City | POWAY |
| State | CA |
| Zip | 92064-6017 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 6 TR 004282 |
| Legal Subdivision | POMERADO GARDENS |
| Legal Tract | 004282 |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 4 |
| Census Block | 4004 |
| Census Tract | 17048 |
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