12431 Howards Mill Rd, Montpelier, VA 23192 Property Records

Hanover County property record for 12431 Howards Mill Rd, Montpelier, VA 23192

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,458 sqft · built 1910
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$266,018 (Nov 2022)
Tax Bill	$1,794 (2026)
Deeds & Mortgages	Nov 2022 Foreclosure Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7729-67-9523`

Property Details

APN / Parcel Number

Primary APN	`7729-67-9523`
Alternative APN	`10171383`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,458 sqft Living Area
Gross Area	2,406 sqft
1st Floor Area	204 sqft
2nd Floor Area	2,250 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)

Exterior Amenities

Porch	Slab
Porch Area	210 sqft
Deck Area	184 sqft
Patio Area	184 sqft
Shed	1 Shed
Shed Area	105 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil

Location & Zoning

Account Number	10171383
Street Address	12431 HOWARDS MILL RD
City	MONTPELIER
State	VA
Zip	23192-3041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	12400 BLK HOWARDS MILL ROAD
Jurisdiction	HANOVER VA
Township / Civil Division	SOUTH ANNA
Census Block Group	2
Census Block	2000
Census Tract	320300

Owner

12431 Howards Mill Rd is owned by an individual who bought it in November 2022.

Source: Hanover County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	12386 RIVER VIEW LN, MONTPELIER, VA 23192-3048
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Trustee's Deed, Foreclosure · Stand-Alone First Mortgage J E LIESFELD CONTRACTOR INC
Jul 30, 2018	Warranty Deed, Transfer · FHA Mortgage MCLEAN MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2022 · Amount on File
Deed Sale	Nov 10, 2022 · Amount on File
Prior Sale	Jul 30, 2018 · Amount on File
Deed Document Number	2022152570
Deed Book / Page	3366 / 700
Record Updated	Sep 20, 2026

November 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HANOVER VA
Recording Date	Nov 10, 2022
Property Address	12431 HOWARDS MILL RD, MONTPELIER, VA 23192-3041
Document Number	0003366700
Book / Page	3366 / 700
Instrument Date	Nov 9, 2022
Instrument	20221110000152570
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12386 RIVER VIEW LN, MONTPELIER, VA 23192-3048

Mortgage

Document Number	20221110000152580
Date	Nov 10, 2022
Instrument	20221110000152580

Lender

Name	J E LIESFELD CONTRACTOR INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Jul 30, 2018
Property Address	12431 HOWARDS MILL RD, MONTPELIER, VA 23192-3041
Document Number	3205386
Book / Page	3205 / 386
Instrument Date	Jul 18, 2018
Instrument	20180730000090930
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12431 HOWARDS MILL RD, MONTPELIER, VA 23192-3041

Mortgage

Document Number	20180730000090940
Date	Jul 30, 2018
Instrument	20180730000090940

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12431 Howards Mill Rd was $1,794.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,794.00	$221,600 Land $139,100 Building $82,500	$221,600 Land $139,100 Building $82,500
2023	$2,648.00	$327,000 Land $116,900 Building $210,100	$327,000 Land $116,900 Building $210,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12431 Howards Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12431 Howards Mill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed.

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