Nevada County property record for 12431 Echo Dr, Nevada City, CA 95959
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,140 sqft · built 1975 |
| Lot Size | 1.16 acres (50,965 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,250 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-220-035-000 |
| Primary APN | 037-220-035-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| 1st Floor Area | 852 sqft |
| 2nd Floor Area | 288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Traditional |
| Lot Area | 50,965 sqft |
| Terrain | Below Road/Slope |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 132 sqft |
| Porch | Porch |
| Patio Area | 1,140 sqft |
| Guest House | 880 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Old Parcel Number | 37-220-35-000 |
|---|---|
| Street Address | 12431 ECHO DR |
| City | NEVADA CITY |
| State | CA |
| Zip | 95959-3574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-3 |
| Legal Description | PTN W 1/2 20-16-9 |
| Legal Range | 9E |
| Legal Township | 16N |
| Legal Section | 20 |
| Jurisdiction | NEVADA CA |
| Township / Civil Division | GRASS VALLEY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 701 |
Source: Nevada County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12431 ECHO DR, NEVADA CITY, CA 95959-3574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 3, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Mar 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CASHCALL |
| Jan 29, 2018 | Quit Claim Deed, Transfer WHITE ROBIN L TRUST 1997 (PT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2018 |
| Deed Sale | Jan 29, 2018 |
| Prior Sale | Apr 12, 2012 · Amount on Record |
| Deed Document Number | 20181526 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEVADA CA |
| Property Address | 12431 ECHO DR, NEVADA CITY, CA 95959-3574 |
| Document Number | 0000013720 |
| Instrument Date | Jul 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12431 ECHO DR NEVADA CITY CA 959593574, NEVADA CITY, CA 95959-3574 |
| Document Number | 0000013720 |
|---|---|
| Date | Jul 18, 2019 |
| Instrument | 13720 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEVADA CA |
| Property Address | 12431 ECHO DR, NEVADA CITY, CA 95959-3574 |
| Document Number | 0000004518 |
| Instrument Date | Mar 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2020 |
| Title Company | ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12431 ECHO DR NEVADA CITY CA 959593574, NEVADA CITY, CA 95959-3574 |
| Document Number | 0000004518 |
|---|---|
| Date | Mar 8, 2018 |
| Instrument | 4518 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 7, 2033 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEVADA CA |
| Recording Date | Jan 29, 2018 |
| Property Address | 12431 ECHO DR, NEVADA CITY, CA 95959-3574 |
| Document Number | 0000001526 |
| Instrument Date | Jan 8, 2018 |
| Instrument | 1526 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12431 ECHO DR NEVADA CITY CA 959593574, NEVADA CITY, CA 95959-3574 |
| Document Number | 1527 |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | 1527 |
| Name | WHITE ROBIN L TRUST 1997 (PT) |
|---|---|
| Address | PO BOX 133, POINT REYES STATION, CA 94956-0133 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 28, 2033 |
| Rate | 6% |
|---|
Source: Nevada County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | California |
| County | Nevada County |
| Elementary School District | Nevada City Elementary School District (KG - 08) |
| Secondary School District | Nevada Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,846 (+2%) Land $83,269 Building $198,577 | ||
| 2025 | $3,250.00 (+4.54%) Homeowner's exemption | $276,321 (+4.04%) Land $81,637 Building $194,684 | |
| 2023 | $3,109.00 (+2.17%) Homeowner's exemption | $265,593 Land $78,468 Building $187,125 | $446,130 |
| 2022 | $3,043.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 52% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| SmarterBroadband Fixed Wireless | 100 / 25 |
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