12431 Breezefield Cir, Roscoe, IL 61073 Property Records

Winnebago County property record for 12431 Breezefield Cir, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,283 sqft · built 1995
Lot Size2.1 acres (91,476 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Nov 2025)
Tax Bill$11,214 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-25-203-001

Property Details

APN / Parcel Number

Primary APN04-25-203-001
Alternative APNs
  • 425203001
  • 025A052

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,283 sqft Living Area
Basement Area1,282 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Lot Area91,476 sqft
Garage Area708 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number025A052
Street Address12431 BREEZEFIELD CIR
CityROSCOE
StateIL
Zip61073-7557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionWHISPERING WINDS PLAT NO 3 BNG PT NE1/4 SEC 25-46-2 LOT 32
Legal Range2
Legal Township46
Legal Section25
Legal SubdivisionWHISPERING WINDS PLAT NO 3
Legal Lot Number32
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group4
Census Block4033
Census Tract3903

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12431 BREEZEFIELD CIR, ROSCOE, IL 61073-7557
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2025 · Amount on Record
Deed SaleNov 25, 2025 · Amount on Record
Deed Document Number202530908
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateNov 25, 2025
Property Address12431 BREEZEFIELD CIR, ROSCOE, IL 61073-7557
Document Number0000030908
Map ReferencePB 39 PG 162B
Instrument DateNov 21, 2025
Instrument2530908
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyTULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$637.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12431 BREEZEFIELD CIR, ROSCOE, IL 61073-7557

Mortgage

Document Number0000030909
DateNov 25, 2025
Instrument2530909
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictKinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,214.00 (+3.81%)$149,977 (+9.49%) Land $28,797 Building $121,180$449,931 (+9.49%) Land $86,391 Building $363,540
2024$10,802.00 Homeowner's exemption$136,978 (+21.89%) Land $26,301 Building $110,677$410,934 (+21.89%) Land $78,903 Building $332,031
2022Homeowner's exemption$112,375 Land $21,577 Building $90,798$337,125 Land $64,731 Building $272,394

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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