Mecklenburg County property record for 12430 Walkers Down Ct, Charlotte, NC 28273
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,541 sqft · built 1990 |
| Lot Size | 0.379 acres (16,511 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,687 (2023) |
| Deeds & Mortgages | Feb 2024 Second Mortgage Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 219-151-51 |
| Primary APN | 219-151-51 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,541 sqft Heated Area |
| Gross Area | 3,130 sqft |
| 1st Floor Area | 1,057 sqft |
| Upper Floors Area | 1,484 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 16,511 sqft (0.379 acres) |
| Garage Area | 589 sqft |
| Deck Area | 160 sqft |
| Patio Area | 188 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 219-151-51 |
|---|---|
| Street Address | 12430 WALKERS DOWN CT |
| City | CHARLOTTE |
| State | NC |
| Zip | 28273-6827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L51 M22-825 |
| Legal Subdivision | WALKERS CRK |
| Legal Lot Number | 51 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 5931 |
12430 Walkers Down Ct is owned and occupied by an individual who acquired it in June 1996.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12430 WALKERS DOWN CT, CHARLOTTE, NC 28273-6827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOUNDERS FCU |
| Aug 6, 2019 | Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU |
| Aug 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 1996 |
| Deed Sale | Jun 8, 1996 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 12430 WALKERS DOWN CT, CHARLOTTE, NC 28273-6827 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000014496 |
|---|---|
| Date | Feb 20, 2024 |
| Book Page | 38642/597 |
| Instrument | 2024014496 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | 737 PLANTATION RD, LANCASTER, SC 29720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 5, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 12430 WALKERS DOWN CT, CHARLOTTE, NC 28273-6827 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000101086 |
|---|---|
| Date | Aug 6, 2019 |
| Book Page | 33736/320 |
| Instrument | 2019101086 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 5, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 12430 WALKERS DOWN CT, CHARLOTTE, NC 28273-6827 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000101085 |
|---|---|
| Date | Aug 6, 2019 |
| Book Page | 33736/302 |
| Instrument | 2019101085 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 5, 2039 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 12430 Walkers Down Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Nov 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12430 Walkers Down Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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